Best Business Account 2025 in 10 minutes
- Free, fully functional plan
- Free unlimited instant SEPA transfers
- 4% p.a. interest rate on positive balance
- Up to 10% cashback for every purchase
- Free physical and virtual cards
Best Business Account 2025Finanzfluss.de
Highest Interest Rate for Business 2025Für-Gründer.de
Top Mobile Banking 2025Handelsblatt.com
Top German Startups 2024LinkedIn
Best Business Account 2025BILD.de Best in Test- Trustpilot: Excellent!
Get up to 10% cashback for every card purchase
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.
All purchases, up to 1% Guaranteed unlimited cashback on all purchases, excl. ATM withdrawals and SEPA transfers.
Amazon, up to 10% Purchases on Amazon.
Facebook advertising, up to 7% Purchases of Facebook advertising.
Lidl, up to 6% Purchases in Lidl.
More categories Pick your favourite cashback categories every month.
Seamless experience
Full online registration—no in-person step. Friendly onboarding: everyone's situation is unique and we consider each case individually.
You can have both personal and freelance accounts simultaneously and seamlessly switch between them.
Quick support through chat or email. 24/7 availability.
Interest account
Keep your funds in your Interest Account and earn 4% per year for the first 2 months. When the promo period is over, you earn up to 2,5%**.
Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch.
Free business cards with high spending limits
Free delivery of the first physical card.
High spending limits on each card to match your needs.
Make instant business purchases using Apple Pay or Google Pay on your smartphone.
Issue multiple cards — personalise them with different colours.
Tap on card to change color
Plans for freelancers
- Get started
Standard
€0/month
Free of charge at all times- Accounts & Interest
- Accounts included12
- Initial interest rate p.a.*4%
- Interest rate p.a. after 2 months*0,5%
- Currency exchange between own accountsFree
- Cards & Cashback
- Guaranteed unlimited cashback0,1%
- Cashback on selected categories and brands, up to2%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Bulk transfersUnlimited
- Fee for card top-up200 € free,
then from 1%,
min 0,49 € - Features
- InvoicingFree
- Bookkeeping documents included25
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to12% APY
- 24/7 human supportYes
- Get started
Prime
€7,9/monthexcl. VAT
2 months free trial- Accounts & Interest
- Accounts included15
- Initial interest rate p.a.*4%
- Interest rate p.a. after 2 months*2,5%
- Currency exchange between own accountsFree
- Cards & Cashback
- Guaranteed unlimited cashback0,5%
- Cashback on selected categories and brands, up to4%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Bulk transfersUnlimited
- Fee for card top-up1.000 € free,
then from 1%,
min 0,49 € - Features
- InvoicingFree
- Bookkeeping documents includedUnlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to12% APY
- 24/7 human supportYes