5 days : 10 hours : 25 min : 52 sec
Open an account before the offer ends and get 5% interest rate*
Gift

The business account for freelancers in 10 min

  • Free, fully functional plan
  • Free unlimited instant SEPA transfers
  • 4% p.a. interest rate on positive balance
  • Up to 8% cashback for every purchase
  • Free physical and virtual cards
Best Business Account 2026

Trustpilot: Excellent! | 26,000+ reviews

  • Top Mobile Banking 2026
    Top Mobile Banking 2026
    Handelsblatt
  • Industry Leader 2026
    Industry Leader 2026
    F.A.Z. Institut
  • Best SME Service Provider 2026
    Best SME Service Provider 2026
    WirtschaftsWoche
  • German Service Award 2026
    German Service Award 2026
    DISQ Institut
  • Best Business Account 2026
    Best Business Account 2026
    Für Gründer

Our latest recognitions for excellence in business banking, top interest rates and an innovative mobile experience

Plans for freelancers

Monthly
Annual
Save up to 24%

Best for busy professionals who handle various clients and need advanced controls for fast operations

  • Standard

    Perfect for new freelancers and entrepreneurs testing essential business banking with no monthly fees

    0 € / month
    Free of charge at all times
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        0,5%
      • Initial fixed interest rate p.a., USD/GBP*
        5%
      • Fixed interest rate p.a. after 5 months, USD/GBP*
        0,5%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,1%
      • Cashback on selected categories and brands, up to
        2%
      • Virtual and physical cards
        Free
      • Card spending limit
        50.000 €
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        5 €
      • Fee for card top-up


        200 € free, then from 1%, min 0,49 €
    • Support
      • 24/7 human support
        Yes

  • Prime

    Ideal for growing solo businesses wanting more tools and smoother daily workflows at fair pricing

    6,9 € / month
    2 months free trial
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        2,5%
      • Initial fixed interest rate p.a., USD/GBP*
        5%
      • Fixed interest rate p.a. after 5 months, USD/GBP*
        2%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,2%
      • Cashback on selected categories and brands, up to
        4%
      • Virtual and physical cards
        Free
      • Card spending limit
        50.000 €
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        5 free per month, then 5 €
      • Fee for card top-up


        1.000 € free, then from 1%, min 0,49 €
    • Support
      • 24/7 human support
        Yes

  • Pro

    Best for busy professionals who handle various clients and need advanced controls for fast operations

    18,9 € / month
    2 months free trial
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        2,6%
      • Initial fixed interest rate p.a., USD/GBP*
        5%
      • Fixed interest rate p.a. after 5 months, USD/GBP*
        2,5%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,5%
      • Cashback on selected categories and brands, up to
        6%
      • Virtual and physical cards
        Free
      • Card spending limit
        50.000 €
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        10 free per month, then 5 €
      • Fee for card top-up


        1.000 € free, then from 1%, min 0,49 €
    • Support
      • 24/7 human support
        Yes

  • Pro+

    Built for full-time, high-volume freelancers seeking maximum perks and pro-level control, end to end

    41 € / month
    2 months free trial
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        2,7%
      • Initial fixed interest rate p.a., USD/GBP*
        5%
      • Fixed interest rate p.a. after 5 months, USD/GBP*
        3%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,75%
      • Cashback on selected categories and brands, up to
        8%
      • Virtual and physical cards
        Free
      • Card spending limit
        50.000 €
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        15 free per month, then 5 €
      • Fee for card top-up


        1.000 € free, then from 1%, min 0,49 €
    • Support
      • 24/7 human support
        Yes
Features you get on every plan
  • Invoicing
    Free
  • Document uploads for bookkeeping (on every paid plan)
    Unlimited
  • Integrations (sevDesk, Lexware Office, DATEV, ...)
    Free
  • Business travel cashback up to
    30%
  • Crypto Earn rewards up to
    8% APY
  • Fee for receiving card payments from clients (EEA cards), from
    0,79% (+0,25 €)
  • Business Brokerage (stocks, ETFs, crypto)
    Free
  • Digital employees (personal and legal AI assistants)
    Free

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