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Model Context Protocol: beta

Get a business account
directly from your AI chat

Ask your AI to open a Vivid Business account. Share your company details, and your account is ready. No need to switch tabs.
Claude • ChatGPT • Cursor • Windsurf • Any MCP client

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Get a business accountdirectly from your AI chat
  • Award: Top Mobile Banking 2026

    Top Mobile Banking 2026

    Handelsblatt

  • Award: Industry Leader 2026

    Industry Leader 2026

    F.A.Z. Institut

  • Award: Best SME Service Provider 2026

    Best SME Service Provider 2026

    WirtschaftsWoche

  • Award: German Service Award 2026

    German Service Award 2026

    DISQ Institut

  • Award: Best Business Account 2026

    Best Business Account 2026

    Für Gründer

This offer on the website is solely for small and medium enterprises.

From company details to business account

Upload your documents or share your business details. Your account is set up in seconds.

1

Share your company details

Upload your registration documents or enter your business details: name, legal form, address and directors.

2

AI handles the rest

Your AI extracts the relevant details and sets up your Vivid Business account automatically.

3

Your account is ready

Everything is pre-filled. Just verify your identity and you’re ready to get started.

Available features

Account opening is available today. More features are coming soon.

  • Live now
    Open a business account directly in your AI chat
    Share your company documents or details and your Vivid Business account is set up automatically. Available for freelancers, limited companies, partnerships, and more across Europe. No API key required. Just connect and get started.
  • Coming soon
    Account balances
    Check your balances in real time across all accounts and IBANs.
  • Coming soon
    Transaction history
    Search, filter, and analyze payments by date, amount, or counterparty.
  • Coming soon
    Card management
    View card details, spending limits, and team transactions.
  • Coming soon
    Spending insights
    AI-powered insights into spending patterns, cashback, and cash flow.

Connect in under a minute

Pick your AI tool, paste the URL, and open your account. No API key needed.

1. Go to claude.ai/settings/connectors 2. Click "Add custom connector" 3. Paste the URL: https://api.prime.vivid.money/mcp // No API key needed. Just connect and go.
1. Open Settings → Apps → Advanced settings 2. Click "Create app" 3. Paste the URL: https://api.prime.vivid.money/mcp // No API key needed. Just connect and go.
1. Open Settings → Cursor Settings → Tools & MCP 2. Click "Add a Custom MCP Server" 3. Paste the JSON:
{ "vivid-mcp": { "url": "https://api.prime.vivid.money/mcp" } }
1

Add the Vivid MCP server

Open your AI tool’s MCP settings and paste the server URL or config. See the instructions for your client on the right.

2

Share your company details

Upload your registration documents or describe your business in the chat.

3

Open your account

Ask your AI to open a Vivid Business account. Your details are extracted and the account is created automatically.

Your money is safe with us

Safely stored

Your money is safeguarded in full: in segregated client-money accounts with European partner banks and in a Qualifying Money Market Fund (QMMF), which may only hold low risk, highly liquid assets. Unlike traditional banks, we don’t use client funds for risky loans.

Overseen by European financial authorities

All our services are provided by the Vivid Money group: Vivid Money S.A. is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).

Secured against our insolvency

Your funds are kept separate from our own and safeguarded in full. In the unlikely event of Vivid Money S.A. becoming insolvent, your balance would not form part of its estate and would be claimable by you: there is no upper limit. On top of that, funds we hold for you in our client-money account at Natixis (France) are covered by the French statutory deposit guarantee, up to €100,000 per customer, if that bank were to fail. That cover applies to the funds held in that account, not to your full balance, and money market fund holdings are not deposits and are not covered. The funds in your account are yours, and yours alone.

Superior payment security

Superior payment security

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

2-step authentication

2-step authentication

With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

GDPR compliance

GDPR compliance

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Deposit protection

Deposit protection

Your balance is safeguarded in full by Vivid Money S.A. Funds at our partner bank Natixis (France) also carry the French deposit guarantee, up to €100,000 per customer.

Common questions

  • What can I do with Vivid MCP today?

    You can open a Vivid Business account directly from your AI chat. Share your company details and your account is created with everything pre-filled. Balance checks, transactions, and more are coming soon.
  • Any tool that supports the Model Context Protocol: Claude (Connectors), ChatGPT (Apps), Cursor (one-click install), Windsurf, VS Code with MCP extensions, and more.
  • Not for opening an account. Just add the MCP server URL and start chatting. Upcoming features like balance checks and transactions will require an API key from your Vivid dashboard.
  • Yes. The Vivid MCP integration is free. Opening a Vivid Business account starts at €0/month.

All-in-one financial management

Get all the tools your business needs in one place, included in your plan.