Vivid Editorial Team

The Vivid editorial team writes about company formation, finance and self-employment, with practical guides on business accounts, taxes and funding for founders and the self-employed.

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Company formation

Tarifa plana 2026 for autónomos: amount and how to apply

In 2026, the Spanish Social Security keeps applying a reduced contribution of €80 a month during the first 12 months to anyone registering as self-employed. Who can apply, when it is extended and how to request it.

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Company formation

How many self-employed workers are in Spain in 2026

In September 2026 there were 3,505,556 self-employed workers in Spain according to the Ministry of Labour. The official figures, why sources do not match and how they break down by sex, age, sector and region.

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Company formation

Autónomo societario: when it applies and what it costs

Shareholders and directors who control a company contribute as autónomos societarios. What the law says about that control, the 2026 minimum base and how the tarifa plana applies.

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Company formation

CNAE code in Spain: what it is and how to find yours

The CNAE is Spain’s official classification of economic activities. How the code reads, what changes with the CNAE-2025, which procedures ask for it and how to find yours.

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Company formation

Self-employed contribution in Spain 2026: how much and how it is calculated

The 2026 cuota de autónomos runs from €205.88 to €1,606.88 a month depending on the base you choose. Table by bracket, rates, how it is calculated, when it is paid and what changes from 2025.

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Business accounts

Neobanks with a Spanish IBAN for companies and freelancers

Which online providers give companies and freelancers a Spanish IBAN, what changes with a foreign IBAN under the SEPA rules, and how to check the country of your IBAN before you open the account.

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Guía para darte de alta como autónomo
Freelancing & self-employment

How to register as a freelancer in Spain: step-by-step guide

Learn how to register as a freelancer (autónomo) in Spain without hassle. Follow our step-by-step guide and start your journey toward self-employment.

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What is an autónomo
Freelancing & self-employment

What is an autónomo: everything you need to know

Find out what an autónomo (self-employed worker) is in Spain and how this work model can support your career. Learn its benefits and how to make the most of it.

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What is a business account
Business accounts

What is a business account: features and benefits

Find out what a business account is, its main features and benefits, and how to open one in Spain. A clear guide to managing your business finances.

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