Start earning in just a few taps
Open a Crypto Earn account, choose a cryptocurrency to buy and stake, and generate earnings effortlessly every week. No complex configurations, no hidden fees.
Grow your business capital with Crypto Earn
Put your crypto assets to work with up to 8% Annual Percentage Yields (APYs) and instant access to your funds.
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Get started in 3 easy steps
1
Open a Vivid Business account
Complete your onboarding online in just a few minutes.
2
Download the Vivid app
The Crypto Earn feature is available exclusively in the mobile app.
3
Start earning
Stake selected assets in your Crypto Earn account to get weekly rewards — up to 8% APY.
Features designed for your success
Earn passive income on your business’s crypto assets while keeping full flexibility.
Stake and withdraw anytime
Your assets are displayed with corresponding euro values and remain accessible at all times. Increase, reduce, or unstake your assets whenever you need—without lock-in periods.
Diversify and optimise your earnings
Stake leading cryptocurrencies like Ethereum, Solana, Polkadot, Cosmos (ATOM) or Near Protocol and maximise your returns with high APYs.
Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.
All-in-one financial management
Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.
Plans built for every business
Monthly
Annual
Save up to 24%
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
- Get started
Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
0 € / month
Free of charge at all times- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,1%
- Cards & Cashback
- Guaranteed unlimited cashback0,1%
- Cashback on selected categories and brands, up to2%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
6,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,5%
- Cards & Cashback
- Guaranteed unlimited cashback0,2%
- Cashback on selected categories and brands, up to4%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
18,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*1,3%
- Cards & Cashback
- Guaranteed unlimited cashback0,5%
- Cashback on selected categories and brands, up to6%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT10 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
Features you get on every plan
- InvoicingFree
- Document uploads for bookkeeping (on every paid plan)Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to8% APY
- Fee for receiving card payments from clients (EEA cards), from0,79% (+0,25 €)
- Treasury (stocks, ETFs, crypto)Free
- Digital employees (personal and legal AI assistants)Free
Got more questions about Crypto Earn?
Who is Crypto Earn for?
Crypto Earn is designed for businesses looking to earn passive income through cryptocurrencies. It offers a simple, flexible, and secure way to grow your business capital while maintaining full control over your funds.How do I get started with Crypto Earn?
- Open the Vivid app for mobile and log into your business account.
- Open a Crypto Earn account.
- Choose the crypto asset(s) you want to stake.
- Start earning rewards automatically and withdraw earnings at any time.
More details about setting up a passive income with Crypto Earn Learn here.
Are there fees involved in the Crypto Earn Account?
The storage and safekeeping of your cryptocurrencies inside the Cypto Earn Account is free of charge. For each staking and unstaking transaction, a fee of 0.25% applies. A portion of the staking rewards is retained as a service fee, which is already reflected in the displayed Annual Percentage Yield.
Please note:
Fees and APYs may change over time. Vivid may change the fees at any time and with immediate effect. As far as possible, changes in the fee structure will be communicated in advance. For the latest updates on APYs, please refer to the Crypto Earn section in your Vivid mobile application.What cryptocurrencies can I stake with the Crypto Earn Account?
Crypto Earn currently supports a curated selection of high-yield assets, including:
- Ethereum (ETH)
- Bitcoin (BTC)
- Solana (SOL)
- Cardano (ADA)
- Polkadot (DOT)
- Polygon (POL)
- Near Protocol (NEAR)
- Cosmos (ATOM)
- Axie Infinity (AXS)
- Kusama (KSM)
When are rewards from the Crypto Earn Account paid out?
Rewards are calculated daily and credited to your Crypto Earn account every Monday. Earned rewards are automatically reinvested, ensuring compounding growth. Learn more about this here.Can I withdraw my staked assets anytime?
Yes! Crypto Earn offers full flexibility
- unstake and withdraw funds 24/7 with no lock-in periods
- withdrawn funds, may take up to two business days to arrive on Main Account
- APY rewards paid on the Monday following withdrawal
What are the risks of staking crypto?
Like any crypto investment, staking carries risks such as:
- Market volatility: The value of staked assets can fluctuate
- Protocol risks: Blockchain networks may change reward rates or impose temporary withdrawal restrictions
- Third-party reliance: Staking is facilitated through a trusted provider, but external factors could impact performance
We recommend reviewing all risks carefully before staking.
How secure is my business's crypto?
- Vivid Money applies banking-grade security protocols to safeguard your data.
- With 3D Secure and two-step authentication we ensure no transaction is made without your authorisation.
- Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
- Services provided by Vivid Money BV are licensed and regulated under Market in Crypto Asset Regulation (MiCAR).
What happens if I close my Crypto Earn Account?
Before closing a Crypto Earn Account, you need to sell all staked crypto assets and withdraw the funds to your Main Account. Any pending rewards not yet credited will be forfeited. If you need assistance, please review this article or get in contact with our support team via chat.Where can I learn more about the environmental impact of crypto?
We believe transparency matters. You can read more here about how trading and staking affect the environment — including a breakdown of energy consumption by coin and our approach to sustainability under MiCAR.