RISK LEVEL
1/6
This number is indicative of the risk of the product being 1 / 6 indicative of less risk and 6 / 6 indicative of more risk.
Solarisbank AG is assigned to the statutory deposit insurance of the Entschädigungsinrichtung deutscher Banken GmbH (EdB) (German deposit guarantee scheme for private banks). The maximum guaranteed amount is EUR 100 000 per depositor per credit institution.
Save up to €140 per month with Vivid Prime. Get 1 month for free!
All newcomers get Vivid Prime for 1 month for free. Save up to €140 a month in fees and earn cashback with Vivid Prime. Choose which plan is right for you after your free 1-month trial. Whether you choose Vivid Prime or Vivid Standard, your card remains.
Vivid Standard
€0/month for active customers¹, otherwise €3.90 account management fee is applied.
Vivid Prime
1 month for free, €9.90/month after. We won’t charge you without your consent
Accounts & Payments
Instant SEPA transfers
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Access to shared Pockets
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Maximum amount of users in the Shared Pocket
Up to 5
Up to 5
Fee-free payments globally
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Fee-free money transfers
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Fee-free direct debits—coming soon
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Budgeting and spending forecast
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Cards
First free physical card
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Access to Metal card
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Free first virtual card for safe online shopping
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Up to 3 each type
Up to 3
Up to 3
Free and secure contactless payments
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Extra-secure card details
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Physical card issue
€19.90
€19.90
Virtual card issue
€1
1 card - free.€1 for each additional card
Monthly maintenance fee for physical and/or virtual card
1 card - free€0.99 for each additional card
€0
Interest rate: cash with fixed interest
Interest rate
5% 2.0%Promo for the first 2 months since opening the Interest Rate Pocket.
5% 4.0%Promo for the first 2 months since opening the Interest Rate Pocket.
Minimum transaction amount
€0.01
€0.01
Interest rate: Money market funds
Minimum transaction amount
€2
€2
Service feeYearly fee which is deducted daily from your total balance in Money Market Funds
1%
0.30%
FX mark-up
0.25%
0.25%
Trading fee
Free
Free
CashbackTo be eligible for the cashback for the next month, customers need to have at least €1,000 account balance or €100 in holding assets on the last day of the previous month.
Cashback per month
Up to €20
Up to €100
Cashback on popular personalised brands
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Cashback categories
Up to 3
Up to 4
Crypto
Trading fee
1.49% per trade, minimum €0.79
Unlimited free trades
Investments in Stocks & ETFs
Trading fee
€1 per trade
€1 per trade
FX mark-up for the 1st month since Invest Pocket opened
0.5%
0.25%
FX mark-up starting from the 2nd month, based on the last month turnover. Turnover is the value of all your buying and selling trades in Euro.
1.00% (default)
0.50% (turnover from €100)
0.25% (turnover from €500)
0.50% (default)
0.25% (turnover from €100)
0.20% (turnover from €1,000)
Real-time market data
Free
Free
Custody fee
Free
Free
Deposits and withdrawals via instant transfers from your current account
Free
Free
Instant withdrawal towards your Vivid current account
Free
Free
Live help
Сustomer support live chat
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Paid subscription starts after your confirmation. If you decided to not proceed with Vivid Prime, the plan will be downgraded to Vivid Standard, but the metal card will be working as usual.