RISK LEVEL
1 / 6
This number is indicative of the risk of the product being 1 / 6 indicative of less risk and 6 / 6 indicative of more risk.
Solarisbank AG is assigned to the statutory deposit insurance of the Entschädigungsinrichtung deutscher Banken GmbH (EdB) (German deposit guarantee scheme for private banks). The maximum guaranteed amount is EUR 100 000 per depositor per credit institution.
Save up to €140 per month with Vivid Prime. 1 month for free!
All newcomers get Vivid Prime for 1 month for free. Save up to €140 a month in fees and earn cashback with Vivid Prime. Choose which plan is right for you after your free 1-month trial. Whether you choose Vivid Prime or Vivid Standard, your card remains.
Vivid Standard
Vivid Prime
€0/month for active customers1, otherwise €3.90 account management fee is applied
Vivid Standard
€0/monthfor active customers1, otherwise €3.90 account management fee is applied
Vivid Prime
1 month for free,€9.90/month after
We won’t charge you without your consent
Save on banking account
ES banking account
Free Pocket accounts with separate SEPA-eligible IBAN
3 Pocket accounts
15 Pocket accounts
Pocket accounts with separate SEPA-eligible IBAN
Up to 3
Up to 15
First extra-secure card for free
Currencies in free separate pockets
Up to 40 currencies
Up to 107 currencies
Earn money on your spending with cashback
To be eligible for the cashback for the next month, customers need to have at least €1,000 account balance or €100 in holding assets on the last day of the previous month.
Cashback per month
Up to €20
Up to €100
Cashback on popular personalised brands
Cashback categories
Up to 3
Up to 4
Easy-access crypto investing
Fee-free wallet opening
Fee-free custody management
Trades
1.49% per trade, minimum €0.79
Unlimited free trades
Swaps
1.49% per trade, minimum €0.79
Unlimited free trades
Unlimited and instant cash withdrawal to the bank account
Invest in real shares
Real-time market data
free
free
Custody fee
free
free
Deposits and withdrawals via bank transfers
free
free
Instant withdrawal towards your Vivid banking account
free
free
Instant top-up via Apple and Google pay or cards
Free €100 monthly,
fee applies after
Free €1,100 monthly,
fee applies after
Trading fee
€1 per trade
€1 per trade
FX mark-up
- for the 1st month since Invest 2.0 Pocket opened
0.5%
0.25%
- starting from the 2nd month, based on the last month turnover
1.00% (default)
0.50% (turnover from €100)
0.25% (turnover from €500)
0.50% (default)
0.25% (turnover from €100)
0.20% (turnover from €1,000)
Save on payments & transfers
Fee-free payments globally
Fee-free money transfers
Fee-free direct debits
Budgeting and spending forecast
Currency exchange at live exchange rate
Up to 40 currencies available
Over 100 currencies available
No exchange limits
Free cash withdrawal globally
Up to €200 per month
Up to €1000 per month
Keep your money safe
Deposit guarantee up to €100,000 on all accounts
Free and secure contactless payments
Extra-secure card details
Free first virtual card for safe online shopping
Cards
Plastic or personalized cards
Free delivery for plastic or personalized cards if you top up €200 on your card. Otherwise standard delivery is just €9.90
Metal card with express delivery
Physical card issue
€19.90
€19.90
Virtual card issue
€1
1 card - free.
€1 for each additional card
Monthly maintenance fee for physical and/or virtual card
1 card - free
€0.99 for each additional card
€0
Get live help
Сustomer support live chat
Paid subscription starts after your confirmation. If you decided to
not proceed with Vivid Prime, the plan will be downgraded to Vivid
Standard, but the metal card will be working as usual.
List of Prices and Services
