The business account for freelancers in 10 min

Business account with free cards and transfers
Up to 4 % interest yearly for your treasury
Cashback on your professional purchase up to 10 %
Customer support 24/7

Open a freelancer account

Best Business Account 2025

Trustpilot: Excellent! | 21.000+ reviews

Best business account 2025
Detective-banque.fr
№1 online bank for businesses
Lespionnieres.org
Reviews of Vivid: Very good
Lecomparatifdesbanques
.com
"Very good level of service"
Finance-heros.fr

Our latest recognitions for excellence in business banking, top interest rates and an innovative mobile experience

Plans for freelancers

Monthly

Payment period

Annual

Save up to 24%

Best for busy professionals handling higher volumes who need advanced controls and faster operations

Standard
Perfect for new freelancers and entrepreneurs testing essential business banking with no monthly fees
0 € / month

Free of charge at all times
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    0,5%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,1%
  - Cashback on selected categories and brands, up to
    2%
  - Virtual and physical cards
    Free
  - Card spending limit
    50.000 €
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    5 €
  - Fee for card top-up  
    200 € free, then from 1%, min 0,49 €
- Support
  - 24/7 human support
    Yes
Prime
Ideal for growing solo businesses wanting more tools and smoother daily workflows at fair pricing
6,9 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    2,5%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,5%
  - Cashback on selected categories and brands, up to
    4%
  - Virtual and physical cards
    Free
  - Card spending limit
    50.000 €
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    5 free per month, then 5 €
  - Fee for card top-up  
    1.000 € free, then from 1%, min 0,49 €
- Support
  - 24/7 human support
    Yes
Pro
Best for busy professionals handling higher volumes who need advanced controls and faster operations
18,9 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    2,6%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,75%
  - Cashback on selected categories and brands, up to
    6%
  - Virtual and physical cards
    Free
  - Card spending limit
    50.000 €
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    10 free per month, then 5 €
  - Fee for card top-up  
    1.000 € free, then from 1%, min 0,49 €
- Support
  - 24/7 human support
    Yes
Pro+
Built for full-time, high-volume freelancers seeking maximum perks and pro-level control, end to end
41 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    2,7%
- Cards & Cashback
  - Guaranteed unlimited cashback
    1%
  - Cashback on selected categories and brands, up to
    8%
  - Virtual and physical cards
    Free
  - Card spending limit
    50.000 €
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    15 free per month, then 5 €
  - Fee for card top-up  
    1.000 € free, then from 1%, min 0,49 €
- Support
  - 24/7 human support
    Yes

Features you get on every plan

Invoicing
Free
Documents to be attached for bookkeeping (on every paid plan)
Unlimited
Integrations (sevDesk, Lexware Office, DATEV, ...)
Free
Business travel cashback up to
30%
Crypto Earn rewards up to
8% APY
Fee for receiving card payments from clients (EEA cards), from
0,79% (+0,25 €)
Treasury (stocks, ETFs, crypto)
Free
Digital employees (personal and legal AI assistants)
Free
(until December 31st)

Open a freelancer account

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