Get all the Prime perks, premium Metal Card included
Next-level online account and trading
Up to 3% interest on your money*
Up to 4% cashback on card purchases
Manage up to 15 DE IBAN accounts
Priority Customer Support
We are trusted by 200,000+ customers in Europe
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal
Start in 3 easy steps
Download the app
Download the Vivid Money application and provide basic information about yourself.
Sign up
Pass verification, no video calls. Select Vivid Prime for a 30-day free trial. No strings attached.
Instantly use the card
Issue your metal card and start using it right away.
Keep your uninvested cash in your Interest Rate Pocket and earn 3% per year for the first 4 months. When the promo period is over, you earn up to 2%*.
Top-up and withdraw your funds any day, any time.* Money is immediately available upon withdrawal to your Business account.
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Up to 15 Pockets with separate IBANs to organise and save your money
Open up to 3 Pockets with our free Standard plan or up to 15 with our Prime plan. Split your money between Pockets to save towards an upcoming trip or any of your goals!
€2.000
Use different Pockets for your everyday spending, link cards to any of them
€3.550
Manage shared expenses with your family and friends
€1.789
• 3%Earn up to 3% annual interest and make your money work for you
€15.900
• 3%Save up money for personal goals, also with up to 3% annual interest
The Vivid Prime experience
Premium. Stylish. Our Metal Card.
With Vivid Prime you'll unlock our exclusive, high-quality metal card in stainless steel. Simply order your metal card, add it to your Apple or Google Wallet instantly, and enjoy express delivery.
Up to 4% cashback on everyday purchases
Get up to 4% cashback and earn up to €100 per month with Vivid Prime
Subscriptions: rule them all
Control your finances by keeping track of all regular card payments to online services such as Netflix, Youtube, and others. Block any unwanted subscription with the Vivid app.
Instant SEPA transfers
Send and receive SEPA Instant transfers within seconds & free of charge.
Your money is safe with us
Your money is safeguarded in full: in segregated client-money accounts with European partner banks and in a Qualifying Money Market Fund (QMMF), which may only hold low risk, highly liquid assets. Unlike traditional banks, we don’t use client funds for risky loans.
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Your funds are kept separate from our own and safeguarded in full. In the unlikely event of Vivid Money S.A. becoming insolvent, your balance would not form part of its estate and would be claimable by you - there is no upper limit. On top of that, funds we hold for you in our client-money account at Natixis (France) are covered by the French statutory deposit guarantee, up to €100,000 per customer, if that bank were to fail. That cover applies to the funds held in that account, not to your full balance, and money market fund holdings are not deposits and are not covered. The funds in your account are yours, and yours alone.
Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Grow your funds with Vivid Prime
Enjoy low-fee access to stocks, ETFs, and crypto coins with Vivid Prime, your gateway to smarter investing. Our crypto services are licensed and available in Italy, Spain, and France.
€1.500
Invest in US/EU stocks and ETFs
€950
Get access to 150+ coins
Start your 30-day free Vivid Prime trial
Experience exclusive rewards, high interest rates, and seamless account management tailored to you.
100% benefits with zero commitment.
Check all plans
Vivid Prime
Maximum privilege and exclusive services
FREE for 1 month, then from €7,90/month
Vivid Plus
For true go-getters, ideal for everyday usage
From €5,90/month
Vivid Standard
Free for active customers, otherwise €4,90/month
