Plans

MonthlyAnnual (save up to 24%)
free start
0€
Free of charge at all times
basic
7€
monthly, excl VAT
2 months free trial
pro
19€
monthly, excl VAT
2 months free trial
enterprise
79€
monthly, excl VAT
2 months free trial
enterprise+
249€
monthly, excl VAT
Free of charge at all timesmonthly, excl VAT
2 months free trialmonthly, excl VAT
2 months free trialmonthly, excl VAT
2 months free trialmonthly, excl VAT
Interest Rate
Interest account rate*
4%
4%
4%
4%
4%
The promotional rate of 4% will be applied to all plans for the first 2 months after opening the Interest Account
0.5%
1.5%
2.5%
2.75%
3%
Cards & Cashback
Cashback up to
5%
5%
7%
10%
10%
Virtual cards
Free
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
€19.90
Card payments limit for Ads & IT servicesPayments for Google Ads, Facebook Ads, AWS, Google Cloud, Azure, and others
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Card payments limitPer month, excluding Ads, Cloud, and some other payments
€ 100 000
€ 100 000
€ 100 000
€ 100 000
€ 200 000
Free physical card deliveryOne per each added team member
Yes
Yes
Yes
Yes
Yes
Invoicing
Create and send invoices
Free
Free
Free
Free
Free
Support
24/7 human supportWithin minutes via chat and email
Yes
Yes
Yes
Yes
Yes
Accounts & Team members
Included team members
1
15
30
50
100
Included accounts
12
15
20
30
50
Monthly fee per extra account above your free limit
€3
€2
€1
€1
€1
Monthly fee per extra team member above your free limit
€3
€2
€1
€1
€1
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€1
€0
€0
€0
€0
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€2
€1
€0
€0
€0
SEPA Transfers and Direct Debits
Outgoing SEPA Instant transfersPer month
5 free, then €0,2 per transfer
Free
Free
Free
Free
Redirect Direct DebitsSeamless switch of direct debits from another bank account to your Vivid account
Free
Free
Free
Free
Free
SWIFT transfers
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until January 31st
Free€5
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
€30
Other transfers
Transfer to Vivid Business customers
Free
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Free
Fee for currency exchange between own accounts
€0
€0
€0
€0
€0
Fee for bulk transfersPer bulk transfer. * This offer is valid until January 31st
€0€3
€0
€0
€0
€0
Card payments and withdrawals
Fee for ATM withdrawals
2%
1%
1%
1%
1%
Fee for card payments or withdrawal in non-EUR currencyMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
1%
Fee for card payments in EUR
€0
€0
€0
€0
€0
Other
Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.
€25
€0
€0
€0
€0
Show full comparison table
Open a business account