Effortless investing for your business
Keep your money liquid — deposit and withdraw whenever you need, with no account fees and low trading costs. Get free real-time market data, free LEI issuance, and a dedicated manager on Pro plans and above.
Treasury — your all-in-one business investment account, from ETFs to crypto
Manage all your investments in one place with Treasury — a reimagined business investment account combining Money Market Funds, ETFs, iBonds, Stocks & Crypto
Trustpilot: Excellent! | 25.000+ reviews
Celebrating excellence
Some of our latest achievements and recognitions
Best Business Investment Account 2026
Finanzvergleich.com
No. 1 Business Investment Account 2026
Geschaeftskonten24.net
Highest Interest Rate for Business 2026
Für-Gründer.de
Top Mobile Banking 2025
Handelsblatt.com
One-Stop Shop for every asset class
Combine the predictability of iBonds with the performance of stocks and the potential of crypto. Whether you’re a startup, a growing business, or a freelancer, build a future-proof portfolio in one account.
A portfolio without borders
No more scattered accounts. Manage all your investments seamlessly in one portfolio.
From signup to assets in minutes
Open your account fully online — free, fast, and without paperwork. With Vivid’s intuitive platform, you’ll be ready to trade in just a few clicks.
Get the bigger picture
Plan, analyze, and manage your investments with advanced web tools. Explore stocks and other asset types using detailed charts, in-depth statistics, and interactive analysis — including the ability to draw and review performance over time. Treasury brings everything together in one place, so investing stays connected to your broader business finances.
Fair costs, clear value
ETFs and iBonds
Service fee from 0.15% a year
Money Market Funds
Service fee from 0.10% a year
Stocks
Trading fee 1€ (EU), 1$ (US)
Crypto
Trading fee from 0.25%
Real-time Market Data
Free
Account Maintenance
Free
FX mark-up
From 0.05%
24/7 human support
Included in all plans
European Trusted platform
Safely stored
Your funds are placed in secure instruments like central bank deposits and high-quality Qualifying Money Market Funds (QMMFs). Unlike traditional banks, we don’t use client money for risky lending.
Secured against our insolvency
Your funds are kept separate from our own at all times. In the unlikely event of insolvency, your money remains yours — safeguarded and ring-fenced, even beyond €100,000.
Authorised by the AFM
Vivid Money B.V., part of Vivid group, is authorised and regulated as an investment firm and a Crypto-Asset Service Provider by the Dutch Authority for the Financial Markets (AFM).
Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Get started with Treasury in 3 easy steps
1
Create your Vivid account
Sign up and download the Vivid app to access your business banking and investment tools in one place.
2
Add funds to your account
Top up instantly via Apple Pay, Google Pay, or free SEPA transfers — safe, fast, and secure.
3
Open Treasury and start investing
Explore a wide range of investment instruments — Money Market Funds, iBonds, ETFs, and Crypto — all from one account.
Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.
Got more questions about Treasury?
What is Treasury?
Treasury is a reimagined business investment account where you can trade both classical financial instruments (ETFs, stocks, iBonds) and crypto-assets. It is designed specifically for companies and freelancers, combining investment opportunities and crypto trading into one seamless solution. Learn more.What order types can I execute?
In the Treasury, you can trade both traditional investment products and crypto-assets using the following order types: Market buy and sell orders to trade securities and crypto; Target price orders, Swap orders, Boosted orders are available for Crypto. Learn more.How does Vivid ensure security of my funds?
Vivid Money B.V. acts as an investment firm licensed by the Dutch regulator, AFM, and offers, among other things, the Interest Account, Treasury, and Crypto Earn Account. As such, Vivid Money B.V. has a protection in place that secures funds for the entire amount, including amounts exceeding EUR 100,000 that would normally be covered by the national Deposit Guarantee Scheme (DGS) applicable to banks where you can potentially deposit your funds. Learn more.What reports are available to me in Treasury and how can I access them?
Annual Report for tax declaration purposes, Transaction Statement, Capital Gain Report, Annual Costs and Charges Statement. Learn more.What is the cost of trading?
Enjoy free real-time market data with no account fees; trade EU stocks for €1, US stocks for $1, and crypto from 0.25% per trade. Learn more.
All-in-one financial management
Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.
