So far my experience with Vivid has been great. From the customer service, the account opening, and the digital experience, I haven't had any issues with Vivid. I can only recommend it!
Business account online with Italian IBAN
- Local account online in 10 minutes
- Pay your taxes easily via F24
- Free Visa cards and 24/7 customer support
- SWIFT and free instant SEPA transfers
Trustpilot: Excellent! | 25.000+ reviews


No. 1 Business Account 2025
Facile.it

Recommended Plan for Business 2025
Segugio.it

No. 1 Business Investment Account 2026
Geschaeftskonten24.net

Top Mobile Banking 2025
Handelsblatt.com
Free business account
with unlimited sub-accounts with IBANs
Start using your account from your desktop in 3 easy steps
We accept all business types: Companies, Freelancers, Partnerships and companies in formation.
Fully online
We’ll review your documents and get back to you as soon as possible.
Activate your business account
Top-up your account via Apple Pay, Google Pay, or use free SEPA transfers. Enjoy 5% interest* and cashback.
Plans
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
- Get started
Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
0 € / month
Free of charge at all times- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,1%
- Initial fixed interest rate p.a., USD/GBP*5%
- Fixed interest rate p.a. after 5 months, USD/GBP*0,2%
- Cards & Cashback
- Guaranteed unlimited cashback0,1%
- Cashback on selected categories and brands, up to2%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
6,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,5%
- Initial fixed interest rate p.a., USD/GBP*5%
- Fixed interest rate p.a. after 5 months, USD/GBP*1%
- Cards & Cashback
- Guaranteed unlimited cashback0,2%
- Cashback on selected categories and brands, up to4%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
18,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*1,3%
- Initial fixed interest rate p.a., USD/GBP*5%
- Fixed interest rate p.a. after 5 months, USD/GBP*2%
- Cards & Cashback
- Guaranteed unlimited cashback0,5%
- Cashback on selected categories and brands, up to6%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT10 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Document uploads for bookkeeping (on every paid plan)Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to8% APY
- Fee for receiving card payments from clients (EEA cards), from0,79% (+0,25 €)
- Treasury (stocks, ETFs, crypto)Free
- Digital employees (personal and legal AI assistants)Free
Trusted by 500.000+ customers across Europe
Real reviews and honest feedback show why individuals and businesses choose Vivid.
4.6
Trustpilot rating
Rated “Excellent” – 4,6/5 from 25.000+ reviews.
4.5
App Store & Google Play
4,5/5 from 51.000+ ratings for “Vivid Business & Personal” mobile app.
24 / 7
Support
Human customer service, day and night.
Here's why customers love us
Interest account

Earn 5% interest annually
Get 5% p.a. fixed for 5 months* in USD & GBP or 4% p.a. fixed for 4 months* in EUR.
Access to your money any time
Top-up and withdraw your funds any day, any time.* Money is immediately available upon withdrawal to your Business account.
We keep your money safe
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Up to 10% cashback on your purchases
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.

All purchases, up to 1% Guaranteed unlimited cashback on all purchases, excl. ATM withdrawals and SEPA transfers.
Facebook advertising, up to 10% Purchases of Facebook advertising.
Amazon, up to 10% Purchases on Amazon.
Google advertising, up to 10% Purchases of Google advertising.
More categories Pick your favourite cashback categories every month.
Integrations with accounting software
Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.

Agicap
Cloud-based cash flow management tool for budgeting, forecasting, and liquidity control, helping SMBs improve financial visibility and planning

Plino
Smart cloud accounting platform for SMEs with automated bookkeeping, expense tracking, and real-time financial insights.

Netsuite
Unified cloud ERP and finance platform offering enterprise-level solutions for accounting, resource planning, e-commerce, and business analytics.

Оdoo
Odoo is a user-friendly financial management tool that simplifies invoicing, bookkeeping, and reporting for businesses

FreshBooks
Simple and user-friendly invoicing and accounting tool for freelancers and small businesses.

Sage
Solutions for invoicing, expense tracking, bank reconciliation, payroll processing, financial reporting, and tax compliance.
Advanced security features

Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.

2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.