Premium Business Account in 10 minutes
  • Free business account with up to 30 DE IBANS sub-accounts
  • 5% interest rate on positive balance
  • Free VISA card for every team member
  • Team access with personalized permissions
  • Personal customer support 24/7
Open a business account

Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal


Person writing
  • Free account with up to 30 DE IBANs

  • 5% p.a. interest rate on positive balance

  • SEPA instant transfers

  • Free VISA card for every team member

  • Team access with personalized permissions

All-in-One Business Account

business_page.interest_image_alt
Earn 5% p.a. interests on your funds

Keep your funds in your Interest Account and earn 5% per year for the first 2 months, if you open the Account starting from the 6th of May. When the promo period is over, you earn 3.5%**. Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account. This service is provided by Vivid Money B.V.*

Open a business account
  • acoounts-list.main

    Main account

    €134,000.00

    🇩🇪 IBAN • 4565

  • acoounts-list.employee

    Employees

    €4,906.00

    🇩🇪 IBAN • 1337

  • acoounts-list.taxes

    Taxes, Employee benefits, Payroll

    €11,700.00

    🇩🇪 IBAN • 1620

  • acoounts-list.savings

    Savings

    €1890.00

    🇩🇪 IBAN • 1890

Free account with up to 30 DE IBANs

Full online registration—no in-person step. Friendly onboarding: everyone’s situation is unique and we consider each case individually.

Instant SEPA transfers

Instant SEPA transfers

Get and send transfers in a few seconds with SEPA Instant. Accept funds internationally with SWIFT transfers—coming soon.

Virtual Card

Free physical and virtual cards

Free delivery of the first physical card for each member of your company. High spending limits on each card to match your needs.

Team access with personalized permissions

Team access with personalized permissions

Assign Admin roles to employees for full access to the account, and Assistant roles to external accountants and employees for limited access.

Manage your cashback

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €300 cashback/month on card purchases for the selected categories.
5%
Advertising services, 5%
Purchases in advertising agencies and services.
category advertising
1%
All purchases, 1%
All purchases, excl. ATM withdrawals and SEPA transfers.
category all purchases
2%
Supermarkets, 2%
Payments in supermarkets and speciality stores.
category supermarkets
4%
Software, 4%
Amazon AWS, Microsoft Azure, and other software products.
category software
3%
Office furniture, 3%
Purchases in furniture and office improvement stores.
category office furniture

Mobile app

Organise your budget and payments by opening multiple accounts with separate IBANs. Send money in a few taps. Issue, customise, freeze and manage your virtual and physical cards in your app.

Install app

Web app—for business accounts

Oversee your personal and business accounts in the same mobile app—switch between them seamlessly. Use our web app to conveniently manage your business account from your computer.

Open a business account

Organise your budget and payments by opening multiple accounts with separate IBANs. Send money in a few taps. Issue, customise, freeze and manage your virtual and physical cards in your app.

Get the app
Security Icon

Our advanced security technologies are here to protect you. Your card and account are protected by fingerprint, face recognition and PIN-code.

3D Secure

3D Secure

We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.

GDPR

GDPR

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

PCI DSS

PCI DSS

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

Open a business account
Plans for companies
free start
0
Free of charge at all timesGet started
basic
0€7
After 2 months:
€7 monthly, excl VAT
Get started
pro
0€19
After 2 months:
€19 monthly, excl VAT
Get started
enterprise
0€79
After 2 months:
€79 monthly, excl VAT
Get started
Free of charge at all timesAfter 2 months: €7 monthly, excl VATAfter 2 months: €19 monthly, excl VATAfter 2 months: €79 monthly, excl VAT
Interest account rate*The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
5%1%
5%2%
5%3.5%
5%3.5%
Included team members
1
3
10
30
Free outgoing SEPA transfersPer month
5
100
250
1000
Included accounts
1
3
10
30
Virtual cards
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
Free physical card deliveryOne per each added team member
Yes
Yes
Yes
Yes
Transfer to Vivid Business customers
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Monthly fee per extra account above your free limit
€3
€2
€1
€1
Monthly fee per extra team member above your free limit
€3
€2
€1
€1
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€1
€0
€0
€0
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€2
€1
€0
€0
Fee for any physical card delivery above your free limit
€9.90
€9.90
€9.90
€9.90
Fee for fast physical card delivery
€24.90
€24.90
€24.90
€24.90
Fee for bulk transfersPer each bulk transfer. * This offer is valid until August 31
€0€3
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
Coming soon
Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.
€25
€0
€0
€0
Coming soon
Fee for incoming international transfersother than SEPA per transfer
€5
€5
€5
€5
Coming soon
Fee for outgoing international transfersother than SEPA per transfer SHA option
€5
€5
€5
€5
Coming soon
Fee for outgoing international transfersother than SEPA per transfer OUR option
€30
€30
€30
€30
Open business account
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