Best Visa Business Cards 2026

Unlimited free physical and virtual cards with up to 10% cashback
Free card delivery for every employee
Up to €200 000 card spending limit
Manage, analyse spending and set limits on your cards in a few taps

Trustpilot: Excellent! | 30,000+ reviews

No. 1 Business Account 2025
Facile.it
Recommended Plan for Business 2025
Segugio.it
No. 1 Business Investment Account 2026
Geschaeftskonten24.net
Top Mobile Banking 2026
Handelsblatt

Mobile and web apps

Use our mobile or web app to easily issue cards, track transactions, and manage all your business finances from any device.

Easy card management

Assign roles, manage spending limits, and automate receipt reminders to streamline your team’s operations.

Premium metal and secure virtual cards

Impress with metal cards and protect your online transactions with virtual cards. Use Apple or Google pay with any Vivid card.

Up to 10% cashback helps you cut business expenses

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.

CompaniesFreelancers

All purchases, up to 1%
Guaranteed unlimited cashback on all purchases, excl. ATM withdrawals and SEPA transfers.
Facebook advertising, up to 10%
Purchases of Facebook advertising.
Amazon, up to 10%
Purchases on Amazon.
Google advertising, up to 10%
Purchases of Google advertising.
More categories
Pick your favourite cashback categories every month.

Open a business account

Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.

Superior payment security

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

2-step authentication

With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

GDPR compliance

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Interest account

Earn 5% interest annually

Get 5% p.a. fixed for 5 months* in USD & GBP or 4% p.a. fixed for 4 months* in EUR.

Access to your money any time

Top-up and withdraw your funds any day, any time.* Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.

Open a business account

Connected platforms

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Cloud-based cash flow management tool for budgeting, forecasting, and liquidity control, helping SMBs improve financial visibility and planning
Plino
Smart cloud accounting platform for SMEs with automated bookkeeping, expense tracking, and real-time financial insights.
Netsuite
Unified cloud ERP and finance platform offering enterprise-level solutions for accounting, resource planning, e-commerce, and business analytics.
Odoo
Odoo is a user-friendly financial management tool that simplifies invoicing, bookkeeping, and reporting for businesses
FreshBooks
Simple and user-friendly invoicing and accounting tool for freelancers and small businesses.
Sage
Solutions for invoicing, expense tracking, bank reconciliation, payroll processing, financial reporting, and tax compliance.

Plans

Monthly

Payment period

Annual

Save up to 24%

Optimal for growing companies with high activity and advanced needs, built to keep fast teams in sync

Free Start
Suited for newly registered companies setting up finances and looking to try key account features for free
0 € / month
No monthly fee at all times
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    0,1%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    0,2%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,1%
  - Cashback on selected categories and brands, up to
    2%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    Not Available
- Taxes & levies
  - F24 payments
    Free
- Support
  - 24/7 human support
    Yes
Basic
Great fit for small businesses with steady transactions needing a reliable everyday business account at a low cost
6,9 € / month
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    0,5%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    1%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,2%
  - Cashback on selected categories and brands, up to
    4%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    5 free per month, then €5
- Taxes & levies
  - F24 payments
    Free
- Support
  - 24/7 human support
    Yes
Pro
Optimal for growing companies with high activity and advanced needs, built to keep fast teams in sync
18,9 € / month
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with unique IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    1,3%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    2%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,35%
  - Cashback on selected categories and brands, up to
    6%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    10 free per month, then €5
- Taxes & levies
  - F24 payments
    Free
- Support
  - 24/7 human support
    Yes

Features you get on every plan

Document uploads for bookkeeping (on every paid plan)
Unlimited
Integrations with accounting software
Free
Business travel cashback up to
30%
Crypto Earn rewards up to
8% APY
Fee for receiving card payments from clients (EEA cards), from
0,79% (+0,25 €)
Business Brokerage (stocks, ETFs, crypto)
Free
Digital employees (personal and legal AI assistants)
Free