5 days : 16 hours : 48 min : 41 sec
Open an account before the offer ends and get 4% interest rate
The business account for freelancers in 10 min
- Free, fully functional plan
- Free unlimited instant SEPA transfers
- 4% p.a. interest rate on positive balance
- Up to 10% cashback for every purchase
- Free physical and virtual cards
Best Business Account 2025
Trustpilot: Excellent! | 19.000+ reviews
Best Business Account 2025Finanzfluss.de
Highest Interest Rate for Business 2025Für-Gründer.de
Top Mobile Banking 2025Handelsblatt.com
Top German Startups 2024LinkedIn
Our latest recognitions for excellence in business banking, top interest rates and an innovative mobile experience
Plans for freelancers
Monthly
Annual
Save up to 24%
Best for busy professionals handling higher volumes who need advanced controls and faster operations
- Get started
Standard
Perfect for new freelancers and enterpreneurs testing essential business banking with no monthly fees
0 € / month
Free of charge at all times- Accounts & Interest
- Free accounts with unique IBANs12
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,5%
- Cards & Cashback
- Guaranteed unlimited cashback0,1%
- Cashback on selected categories and brands, up to2%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 €
- Fee for card top-up200 € free,
then from 1%,
min 0,49 € - Support
- 24/7 human supportYes
- Get started
Prime
Ideal for growing solo businesses wanting more tools and smoother daily workflows at fair pricing
7,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANs15
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*2,5%
- Cards & Cashback
- Guaranteed unlimited cashback0,5%
- Cashback on selected categories and brands, up to4%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 free per month, then 5 €
- Fee for card top-up1.000 € free,
then from 1%,
min 0,49 € - Support
- 24/7 human supportYes
- Get started
Pro
Best for busy professionals handling higher volumes who need advanced controls and faster operations
19 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANs20
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*2,6%
- Cards & Cashback
- Guaranteed unlimited cashback0,75%
- Cashback on selected categories and brands, up to6%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT10 free per month, then 5 €
- Fee for card top-up1.000 € free, then from 1%, min 0,49 €
- Support
- 24/7 human supportYes
- Get started
Pro+
Built for full-time, high-volume freelancers seeking maximum perks and pro-level control, end to end
41 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANs30
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*2,7%
- Cards & Cashback
- Guaranteed unlimited cashback1%
- Cashback on selected categories and brands, up to8%
- Virtual and physical cardsFree
- Card spending limit50.000 €
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT15 free per month, then 5 €
- Fee for card top-up1.000 € free, then from 1%, min 0,49 €
- Support
- 24/7 human supportYes
Features you get on every plan
- Documents to be attached for bookkeeping (on every paid plan)Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to8% APY
- Fee for receiving card payments from clients (EEA cards), from0,79% (+0,25 €)
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