Premium Freelancer Account in 10 minutes
  • Free, fully functional plan
  • Free unlimited instant SEPA transfers
  • 5% p.a. interest rate on positive balance
  • Up to 6% cashback for every purchase
  • Free physical and virtual cards
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.


Manage your cashback

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
Up to 1%
All purchases
All purchases, excl. ATM withdrawals and SEPA transfers.
category all purchases
Up to 2.5%
Restaurants
Purchases in restaurants.
category restaurants
Up to 2%
Amazon
Purchases on Amazon.
category Amazon
Up to 3%
Taxi
Payments for taxis, driving services and cab services.
category taxi
Up to 6%
Education
Payments in public and private schools, universities. colleges as well as specialized business, art, sport, and driving schools.
category education
Up to 4%
Pharmacies
Purchases in pharmacies and drug stores.
category pharmacies

Seamless experience

Get an account with just a few clicks

Full online registration—no in-person step. Friendly onboarding: everyone's situation is unique and we consider each case individually.

Freelance and personal accounts

You can have both personal and freelance accounts simultaneously and seamlessly switch between them.

Fast human support

Quick support through chat or email. 24/7 availability.

Interest account

Earn 5% p.a. interest annually

Keep your funds in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 4%**.


Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.


We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch.

Free business cards with high spending limits

Free delivery of the first physical card.

High spending limits on each card to match your needs.

Make instant business purchases using Apple Pay or Google Pay on your smartphone.

Issue multiple cards — personalise them with different colours.

Open a freelancer account

Tap on card to change color

Plans for freelancers

MonthlyAnnual save up to 30%
free start
0
Free of charge at all times
basic
7
monthly, excl VAT
2 months free trial
pro
19
monthly, excl VAT
2 months free trial
enterprise
79
monthly, excl VAT
2 months free trial
enterprise+
249
monthly, excl VAT
2 months free trial
Free of charge at all timesmonthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
Interest account rate*
5%
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
3.5%
Cashback up to
1%
1%
2%
4%
5%
Virtual cards
Free
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
€ 200 000
Included team members
1
3
10
30
50
Included accounts
1
3
10
30
50
Free outgoing SEPA transfersPer month
5
100
250
1000
1000
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
€30
Transfer to Vivid Business customers
Free
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.
€0€3
€0
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
1%
Open a freelancer account
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.