About Vivid Money
We believe managing finances should be simple and accessible for everyone. Whether you’re a young entrepreneur or an established business owner, your focus should be on growing your business, not dealing with complex, outdated banking providers. That’s why we created Vivid — a one-stop solution for all your personal and business financial needs.
Made in Germany. Europe-based.
Vivid is a modern financial group with headquarters in Berlin — the vibrant heart of Germany — with offices and tech hubs across Europe, including Amsterdam, Luxembourg, Limassol, and more. Since our founding in 2019, Vivid has expanded its services throughout the European Union.
Backed by world-known investors
Supported by world-renowned investors, Vivid has enjoyed the trust of industry giants from the very beginning, including Ribbit Capital, Greenoaks Capital, SoftBank Vision Fund 2, and DST Global. Collectively raising over 100 billion USD, these investors back some of the world’s leading Fintech companies. To date, Vivid has raised over 200 million euros.
Ribbit Capital is a global investment organization with a mission to change the world of finance. They have invested in Coinbase, Nubank, Robinhood and others.
ribbitcap.com
Greenoaks Capital is a leading global internet investment firm based in San Francisco. They have invested in Canva, Figma, Stripe and others.
greenoaks.com
SoftBank Vision Fund 2 is a subsidiary of Softbank Group that specializes in growth capital. They have invested in Enpal, Klarna, OpenAI, Revolut and others.
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DST Global is one of the world’s leading internet investment firms, backing some of the fastest-growing companies globally.
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Our mission
We’re here to help your personal and business finances thrive, while contributing to a better world.
Fair and easy access to financial success
For far too long, managing finances and growing a business has been costly and complicated, with hidden fees across multiple providers. Vivid changes that. We bring together accounts, cards, payments, and various partner tools on a single platform for seamless business management. Our app even includes integrated investment services, allowing consumers and businesses to grow their money while keeping instant access to liquidity—a truly groundbreaking solution.
A team of experts
Today, our team is made up of over 30 nationalities. Whether you’re a customer or a colleague, you’re always our top priority.
How it all started
The idea for Vivid Money came about in 2019. We saw a world where the rich were getting richer, and the poor were getting poorer. At the core of this problem, we saw the way people access their money. We wanted to change that.
It started as a small side project by our founders Artem and Alexander. It's turned into a company with over 200 employees all over the world. We've come far, but we're still at the start of our journey. With you, we want to keep growing and changing.
Vivid in numbers
2020
Launch of Vivid Money
€200M+ raised
Backed by world-known investors
30 EEA countries
Supported with our services
When the media speaks
Discover what some of the most important publications are saying about Vivid and our product
Handelsblatt
It is the first fintech deal involving a German company this year: Berlin-based neobank Vivid is acquiring Luxembourg fintech Joompay. This information was shared with Handelsblatt in advance by the companies.Read moreEl Confidencial
The European financial platform Vivid Money is making a strong entrance into Spain’s savings market. The German neobank launched its new ’Vivid Business’ offer for businesses and freelancers on Wednesday, providing an account with up to 5% annual interest for the first two months, and up to 3.5% thereafter. This benefit is also available to retail customers.Read moreTechCrunch
Vivid Money, a financial super app, raises $114M at an $886M valuation to expand in Europe. A challenger bank out of Berlin with 500,000 customers, has made a name for itself with a financial one-stop shop «super app» that, in addition to basic checking and money management services, also includes stock and cryptocurrency investing.Read moreBusiness Insider
Vivid Money, a competitor of N26, has raised fresh capital from investors and is now valued at €360 million. The Berlin-based fintech, founded in 2020, announced that the €60 million funding round was led by Greenoaks.Read moreFinTech Futures
Berlin-based fintech Vivid Money has acquired fellow German fintech Pile and its treasury solution as it looks to expand its Vivid Business offering for small and medium-sized enterprises (SMEs) launched at the start of the year. The mobile banking platform announced the launch of Vivid Business in January to combine corporate and personal financial management into one app.Read moreFinanceFWD
Years ago, Vivid launched in Europe with big ambitions, making a splash in the fintech scene. However, after an initial growth phase, things quieted down for the neobank. Now, Vivid is breaking away from its long-standing partner, Solaris, by securing its own license and is planning the next phase of growth. Founder Alexander Emeshev shares in the podcast how Vivid plans to reach the milestone of 100 million customers across Europe.Read more
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal
Our awards
Innovator of the Year
European FinTech Awards
Future Digital Awards 2020
Juniper Research (Best Digital Card, Gold Winner)
Our customers' money is safe with us
Safely stored
Our customers’ funds are placed in assets like deposits with the Central Bank of Luxembourg and high-quality qualifying money market funds managed by BlackRock and others. Unlike traditional banks, we don’t use client funds for risky loans.
Overseen by European financial authorities
All our services are provided by Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier of Luxembourg, Vivid Digital S.r.I. is supervised by Commissione Nazionale per le Società e la Borsa in Italy, and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Secured against our insolvency
Customer funds are kept separate from our own. In the unlikely event of Vivid Money SA, Vivid Digital S.r.I. or Vivid Money B.V. becoming insolvent, our customers’ money remains safe — even beyond €100,000. The funds in the customer’s account are theirs, and theirs alone.