Effortless invoicing built into your account

Send comprehensive invoices, track what’s owed and set yourself up for quick payment collection — all in one place.

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Features designed for your success

Upgrade your invoicing process while simplifying every step.

Create & issue invoices

Create & issue invoices

Generating invoices that comply with modern standards is easy with our AI-powered tool. Save time on tedious typing and dispatching to focus on what really matters!

Track payments & send reminders

Track payments & send reminders

You can easily track invoice and payment statuses. Noticed a client falling behind on a payment? Send them a friendly reminder in just a few clicks!

Offer several payment methods

Offer several payment methods

Whether your clients prefer bank transfers, card payments, Apple Pay, or Google Pay — we'll have them all!

Open a business account
ATCountryAustria
Business typeRegistered Company
Legal entity typeGmbH
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

All-in-one financial management

Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.

Plans built for every business

Monthly
Annual
Save up to 24%

Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

  • Free Start

    Perfect for newly registered companies setting up finances and trying key banking features for free

    0 € / month

    Free of charge at all times
    Get started
    • Accounts & Interest
    • Free accounts with unique IBANs
      12
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 4 months*
      0,1%
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,1%
    • Cashback on selected categories and brands, up to
      2%
    • Virtual and physical cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Transfers
    • SEPA Instant
      Outgoing: 5 free per month, then 0,2 €
    • Incoming SWIFT
      Free
    • Outgoing SWIFT
      5 €
    • Support
    • 24/7 human support
      Yes
  • Basic

    Ideal for small businesses with steady transactions needing reliable everyday banking at low cost

    7 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Free accounts with unique IBANs
      15
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 4 months*
      0,5%
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,25%
    • Cashback on selected categories and brands, up to
      4%
    • Virtual and physical cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Transfers
    • SEPA Instant
      Free
    • Incoming SWIFT
      Free
    • Outgoing SWIFT
      5 free per month, then 5 €
    • Support
    • 24/7 human support
      Yes
  • Pro

    Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

    19 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Free accounts with unique IBANs
      20
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 4 months*
      1,3%
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,5%
    • Cashback on selected categories and brands, up to
      6%
    • Virtual and physical cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Transfers
    • SEPA Instant
      Free
    • Incoming SWIFT
      Free
    • Outgoing SWIFT
      10 free per month, then 5 €
    • Support
    • 24/7 human support
      Yes
Additional benefits you get on every plan
  • Invoicing
    Free
  • Bookkeeping documents included
    (on paid plans)
    Unlimited
  • Integrations (sevDesk, Lexware Office, DATEV, ...)
    Free
  • Business travel cashback up to
    30%
  • Crypto Earn rewards up to
    8% APY
  • Payment processing fee (EEA cards), from
    0,79% (+0,25 €)

Got more questions about invoicing?

  • Who is this invoicing feature for?

    It’s designed for small businesses, freelancers, and founders who want to simplify their financial management without studying complex software or paying several subscriptions for invoicing functions.
  • Open a business account in a few minutes, and you’ll be able to upload, create and issue invoices, track their status and send reminders.
  • All our Vivid Business plans already include the invoicing feature at no extra cost. You can create, send, and track invoices without any hidden fees or limits. We believe in keeping things simple and accessible for businesses of all sizes.
  • Yes, the feature can create and process e-invoices. Once you enter the necessary data, the tool automatically generates an e-invoice in the required format, ready to be sent to your customers. This streamlines your invoicing process and ensures compliance with e-invoice regulations.
  • Maybe it was common practice in your team to set up invoices in Word or Excel and then save them as a PDF. Using online invoicing makes not only the creation but the whole invoicing process faster, compliant, more secure and more sustainable – relevant advantages for companies of all sizes.


    1. Appearance & compliance
      • clear and appealing formatting of PDFs guarantees a professional appearance
      • availability of invoices in XML-format ensures compliance with European invoicing standards
    2. Increase of efficiency and decrease of errors
      • elimination of time-consuming manual errors
      • automatic further processing and direct input into accounting software
      • seamless tracking through electronic storage
    3. Economical and ecological benefits
      • savings in material and shipping costs (paper, printing, and postage are no longer required)
      • savings on fees for tax advisors (faster digital access)
  • You have two options to send your invoices to customers:


    1. Email
      Simply email the invoice directly from the tool to your client.
    2. Payment link
      Send clients a payment link, allowing them to settle the payment securely online. The link takes them directly to the payment page.
  • Vivid Money applies banking-grade security protocols to safeguard your data. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.