Online business account
for your partnership

Keep your partnership’s finances organized and transparent with a dedicated business account.
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Benefits of a business account
for the partnership

1

Simplify your bookkeeping

Avoid mixing business and personal funds to improve financial oversight.

2

Build trust with clients

Enhance your business credibility with a dedicated business account.

3

Increase your sales

Expand your customer base by accepting mulitple payment methods, including cards.

Everything you need — online, without
the paperwork

Person writing
  • Separate business account for the partership

  • Free account with up to 30 DE IBANS

  • 5% p.a. interest rate on positive balance

  • SWIFT and instant SEPA transfers

  • Free VISA card for every team member 
with up to 10% cashback

  • Open a business account
Mobile banking sehr gut

Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal

Interest account

your interest rate

Earn 5% interest annually

Keep your uninvested cash in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*.

Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. This is an investment product, capital is at risk. Please note that all our Invest services are provided to you by Vivid Money B.V.

Get cashback for every card purchase

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.

payment
  • All purchases, up to 2%

    All purchases, excl. ATM withdrawals and SEPA transfers.

  • Facebook advertising, up to 10%

    Purchases of Facebook advertising.

  • Amazon, up to 10%

    Purchases on Amazon.

  • Google advertising, up to 10%

    Purchases of Google advertising.

  • More categories

    Pick your favourite cashback categories every month.

Discover cashback

All-in-One Business Account

  • acoounts-list.main

    Main account

    €134,000.00

    🇩🇪 IBAN • 4565

  • acoounts-list.employee

    Employees

    €4,906.00

    🇩🇪 IBAN • 1337

  • acoounts-list.taxes

    Taxes, Employee benefits, Payroll

    €11,700.00

    🇩🇪 IBAN • 1620

  • acoounts-list.savings

    Savings

    €1890.00

    🇩🇪 IBAN • 1890

Free account with up to 30 DE IBANS

Full online registration — no in-person step. Friendly onboarding: everyone’s situation is unique and we consider each case individually.

SWIFT and instant SEPA transfers

SWIFT and instant SEPA transfers

Get and send transfers in a few seconds with SEPA Instant. Accept funds internationally with SWIFT transfers.

Advanced security features

PCI DSS

PCI DSS

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

3D Secure

3D Secure

We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.

GDPR

GDPR

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Integrations with accounting software

Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.

  • DATEV

    DATEV

    Specialized software for accountants, tax advisors, and lawyers in Germany.

  • sevDesk

    sevDesk

    Online invoicing and accounting software for small businesses and freelancers.

  • Commitly

    Commitly

    Cash flow management software for businesses.

  • Puls Project

    Puls Project

    Cashflow management and funding software for small and medium businesses.

Plans

MonthlyAnnual save up to 30%
free start
0
Free of charge at all times
basic
7
monthly, excl VAT
2 months free trial
pro
19
monthly, excl VAT
2 months free trial
enterprise
79
monthly, excl VAT
2 months free trial
enterprise+
249
monthly, excl VAT
2 months free trial
Free of charge at all timesmonthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
Interest account rate*
5%
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
3.5%
Cashback up to
1%
1%
2%
4%
5%
Virtual cards
Free
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
€ 200 000
Included team members
1
3
10
30
50
Included accounts
1
3
10
30
50
Free outgoing SEPA transfersPer month
5
100
250
1000
1000
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
€30
Transfer to Vivid Business customers
Free
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.
€0€3
€0
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
1%
Get started
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.