Metal
Exclusive stainless steel design. Available with Vivid Prime.
→Earn 5% annual interest on your uninvested EUR cash. Interest is paid every business day. Add and withdraw money instantly 24/7.*The 5% annual rate is applicable with any plan for the first two months after a successful registration; thereafter, the rate depends on your chosen subscription. This is an investment product, capital is at risk.
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.
Open up to 3 Pockets with our free Standard plan or up to 15 with our Prime plan. Split your money between Pockets to save towards an upcoming trip or any of your goals!
Start using Vivid's tools to invest in European and US stocks, as well as 300+ cryptocurrencies.
Unlimited SEPA transfers across the EU. Free. Instant. Limitless.
Drag-n-drop money between Pockets seamlessly. Move any amount as many time as you want.
Flexible payments. Link any card to any Pocket whenever you want and pay with it.
Issue the card that suits your needs, easily add it into your Apple or Google Wallet, and start using it right away. First physical card is free with any plans.
Get up to 4% cashback and earn up to €100 per month with Vivid Prime and up to €20 per month with Vivid Standard.
Invite friends to boost your cashback with Super Deals and other exciting offers.
Download the Vivid Money app and provide basic information about yourself.
Full online registration: do it whenever you're ready.
Top up your account instantly, issue a card and start using right away, start earning interest, share Pockets with your family, and much more!
All our new customers get 1 month of Vivid Prime for free! Save money on fees and earn higher cashback up to €140 per month. After your free trial, simply choose the right plan for you. Whether you choose Vivid Prime or Vivid Standard, you'll keep your card.
Your funds are placed in assets like deposits with the Central Bank of Luxembourg and high-quality qualifying money market funds managed by BlackRock and others. Unlike traditional banks, we don’t use client funds for risky loans.
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier of Luxembourg, Vivid Digital S.r.I. is supervised by Commissione Nazionale per le Società e la Borsa in Italy, and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Your funds are kept separate from our own. In the unlikely event of Vivid Money SA, Vivid Digital S.r.I. or Vivid Money B.V. becoming insolvent, our customers’ money remains safe — even beyond €100,000. The funds in your account are yours, and yours alone.