Grow your revenue with flexible payments

Sell more online and scale faster. Accept cards, Apple Pay and Google Pay — using payment links, invoices and E-commerce plugins.

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Payments made simple for your success

Grow your turnover by offering your clients and partners the most convenient ways to purchase products and services.

Payment links

Get paid faster with a single link. Create one in a few taps, share it with clients, and receive payments in minutes.

Invoices

As secure as a bank transfer but much quicker: now your clients are also able to settle invoices directly with a card payment.

E-commerce plugins

Seamlessly integrate card payment processing into your website with a pre-built, no-code plugin.

Payments customers know and trust

Offer familiar ways to pay online or in-store for a quick, easy checkout

Offline card payments made easy

Choose a terminal or Tap-to-Pay on your phone to accept cards without connectivity

Coming soon

Payments via terminals

Perfect for traditional retail environments or events, the Vivid terminal offers fast, reliable, and offline processing to manage card transactions.

Coming soon

Tap-to-Pay

Did you know smartphones can be a payment device thanks to NFC? Ask customers to tap a card or phone on your device to get paid instantly — perfect for mobile vendors and on-the-go entrepreneurs.

Open a business account

Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

All-in-one financial management

Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.

Interest Account

Earn 4% fixed annual interest* on uninvested cash. Your money grows while staying available at all times.

Unlimited card spendings

Issue a card for every team member, claim guaranteed cashback and make payments for IT & Ads services without worrying about limits.

Cards & Cashback

Start cutting costs with up to 10% monthly cashback on the team’s card purchases at Google Ads, Amazon and others.

Invoicing

Issue comprehensive invoices, track what's owed and send reminders.

Integrations

Streamline all your money management by connecting with powerful accounting tools and financial applications.

Business Travel

The first tool to let you search, book and pay for hotels directly from your account — including up to 30% travel cashback!

Crypto Earn Account

Earn up to 8% Annual Percentage Yield on selected crypto assets and withdraw earnings instantly

Plans built for every business

Monthly

Payment period

Annual

Save up to 24%

Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
0 € / month

Free of charge at all times
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  12
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  0,1%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,1%
- Cashback on selected categories and brands, up to
  2%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Outgoing: 5 free per month, then 0,2 €
- Incoming SWIFT
  Free
- Outgoing SWIFT
  5 €
- Support
- 24/7 human support
  Yes
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
7 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  15
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  0,5%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,25%
- Cashback on selected categories and brands, up to
  4%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Free
- Incoming SWIFT
  Free
- Outgoing SWIFT
  5 free per month, then 5 €
- Support
- 24/7 human support
  Yes
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
19 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  20
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  1,3%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,5%
- Cashback on selected categories and brands, up to
  6%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Free
- Incoming SWIFT
  Free
- Outgoing SWIFT
  10 free per month, then 5 €
- Support
- 24/7 human support
  Yes

Features you get on every plan

Invoicing
Free
Bookkeeping documents included
(on paid plans)
Unlimited
Integrations (sevDesk, Lexware Office, DATEV, ...)
Free
Business travel cashback up to
30%
Crypto Earn rewards up to
8% APY
Payment processing fee (EEA cards), from
0,79% (+0,25 €)

Compare all features

Got more questions about card payment processing?

Who is card payment processing for?
It’s designed for businesses, freelancers and organisations who want to broaden their offer of secure payment options without implementing complex processes or paying commissions to several providers.
How do I get started with card payment processing?
Simply open a business account and provide the necessary informationto enable card payments. Once approved, you will find settings to activate and deactivate card payments for both issued and upcoming invoices.
How much does card payment processing cost?
We believe in keeping things simple and accessible for businesses of all sizes, so you can create and send links for card payments without any hidden fees.
What are the limits for card payments?
Vivid Business customers can receive payments by card, Apple Pay and Google Pay each month. Individual card payments are capped at €5.000. For payments that exceed this limit, we recommend offering your clients an alternative payment method to ensure a smooth transaction process.
What happens if a client disputes a card payment and requests a chargeback?
First, Vivid will notify you of the chargeback request. You can then choose to either provide documents that disprove the claim or accept thee chargeback. Learn more here.
Is there a plugin for card payment processing from Vivid?
Vivid will support the integration of card payment processing with WooCommerce, OpenCart, Wix and Adobe Commerce (Magento) soon, and we are setting up to connect more e-commerce plugins later in 2025.
How secure are online card payments?
Vivid Money applies banking-grade security protocols to safeguard your and client’s data and complies with the Payment Card Industry Data Security Standards. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.