Payment links
Get paid faster with a single link. Create one in a few taps, share it with clients, and receive payments in minutes.
Grow your revenue with flexible online payments
Sell more online and scale faster. Accept cards, Apple Pay and Google Pay — using payment links, invoices and E-commerce plugins.
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Celebrating excellence
Some of our latest achievements and recognitions
Best Business Account 2026
Finanzfluss.de
Highest Interest Rate for Business 2026
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No. 1 Business Investment Account 2026
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Top Mobile Banking 2025
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Payments made simple for your success
Grow your turnover by offering your clients and partners the most convenient ways to purchase products and services.
Invoices
As secure as a bank transfer but much quicker: now your clients are also able to settle invoices directly with a card payment.
E-commerce plugins
Seamlessly integrate card payment processing into your website with a pre-built, no-code plugin.
Offer familiar ways to pay online or in-store for a quick, easy checkout
Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.
All-in-one financial management
Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.
Plans built for every business
Monthly
Annual
Save up to 24%
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
- Get started
Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
0 € / month
Free of charge at all times- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,1%
- Cards & Cashback
- Guaranteed unlimited cashback0,1%
- Cashback on selected categories and brands, up to2%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
6,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*0,5%
- Cards & Cashback
- Guaranteed unlimited cashback0,2%
- Cashback on selected categories and brands, up to4%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT5 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
- Get started
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
18,9 € / monthexcl. VAT
2 months free trial- Accounts & Interest
- Free accounts with unique IBANsUnlimited
- Initial fixed interest rate p.a.*4%
- Fixed interest rate p.a. after 4 months*1,3%
- Cards & Cashback
- Guaranteed unlimited cashback0,5%
- Cashback on selected categories and brands, up to6%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Transfers
- SEPA InstantFree
- Incoming SWIFTFree
- Outgoing SWIFT10 free per month, then 5 €
- Support
- 24/7 human supportYes
- Accounts & Interest
Features you get on every plan
- InvoicingFree
- Document uploads for bookkeeping (on every paid plan)Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- Business travel cashback up to30%
- Crypto Earn rewards up to8% APY
- Fee for receiving card payments from clients (EEA cards), from0,79% (+0,25 €)
- Treasury (stocks, ETFs, crypto)Free
- Digital employees (personal and legal AI assistants)Free
Got more questions about card payment processing?
Who is card payment processing for?
It’s designed for businesses, freelancers and organisations who want to broaden their offer of secure payment options without implementing complex processes or paying commissions to several providers.How do I get started with card payment processing?
Simply open a business account and provide the necessary informationto enable card payments. Once approved, you will find settings to activate and deactivate card payments for both issued and upcoming invoices.How much does card payment processing cost?
We believe in keeping things simple and accessible for businesses of all sizes, so you can create and send links for card payments without any hidden fees.What are the limits for card payments?
Vivid Business customers can receive payments by card, Apple Pay and Google Pay each month. Individual card payments are capped at €5.000. For payments that exceed this limit, we recommend offering your clients an alternative payment method to ensure a smooth transaction process.What happens if a client disputes a card payment and requests a chargeback?
First, Vivid will notify you of the chargeback request. You can then choose to either provide documents that disprove the claim or accept thee chargeback. Learn more here.Is there a plugin for card payment processing from Vivid?
Vivid will support the integration of card payment processing with WooCommerce, OpenCart, Wix and Adobe Commerce (Magento) soon, and we are setting up to connect more e-commerce plugins later in 2025.How secure are online card payments?
Vivid Money applies banking-grade security protocols to safeguard your and client’s data and complies with the Payment Card Industry Data Security Standards. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.