Best Business Account 2025
for your partnership

Keep your partnership’s finances organized and transparent with a dedicated business account.
  • Best Business Account 2025
    Best Business Account 2025
    Verivox.de
  • Highest Interest Rate for Business 2025
    Highest Interest Rate for Business 2025
    Für-Gründer.de
  • Top Mobile Banking 2025
    Top Mobile Banking 2025
    Handelsblatt.com
  • Top German Startups 2024
    Top German Startups 2024
    LinkedIn
  • Trustpilot: Excellent!

Benefits of a business account
for the partnership

1

Simplify your bookkeeping

Avoid mixing business and personal funds to improve financial oversight.

2

Build trust with clients

Enhance your business credibility with a dedicated business account.

3

Increase your sales

Expand your customer base by accepting mulitple payment methods, including cards.

Open a business account
CHCountrySwitzerland
Business typeRegistered Company
Legal entity typeGmbH/Sàrl/Sagl
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Everything you need — online, without
the paperwork

Person writing

  • Separate business account for the partnership

  • Free account with unlimited IBANS

  • 4% p.a. interest rate on positive balance

  • SWIFT and instant SEPA transfers

  • Free VISA card for every team member 
with up to 10% cashback

  • Open a business account
Mobile banking sehr gut

Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal

Interest account

your interest rate

Earn 4% interest annually

Keep your uninvested cash in your Interest Account and earn 4% per year for the first 4 months. When the promo period is over, you earn up to 2%*.

Access to your money any time

Top-up and withdraw your funds any day, any time.* Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.

Open a business account

Get cashback for every card purchase

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.

payment
  • All purchases, up to 1%

    Guaranteed unlimited cashback on all purchases, excl. ATM withdrawals and SEPA transfers.

  • Facebook advertising, up to 10%

    Purchases of Facebook advertising.

  • Amazon, up to 10%

    Purchases on Amazon.

  • Google advertising, up to 10%

    Purchases of Google advertising.

  • More categories

    Pick your favourite cashback categories every month.

Discover cashback

All-in-One Business Account

  • acoounts-list.main

    Main account

    €134,000.00

    IBAN • 4565

  • acoounts-list.employee

    Employees

    €4,906.00

    IBAN • 1337

  • acoounts-list.taxes

    Taxes, Employee benefits, Payroll

    €11,700.00

    IBAN • 1620

  • acoounts-list.savings

    Savings

    €1890.00

    IBAN • 1890

Free account with unlimited IBANS

Full online registration — no in-person step. Friendly onboarding: everyone’s situation is unique and we consider each case individually.

SWIFT and instant SEPA transfers

SWIFT and instant SEPA transfers

Get and send transfers in a few seconds with SEPA Instant. Accept funds internationally with SWIFT transfers.

Advanced security features

Superior payment security

Superior payment security

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

2-step authentication

2-step authentication

With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

GDPR compliance

GDPR compliance

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Open a business account

Integrations with accounting software

Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.

  • Lexware Office(ex-lexoffice)

    Lexware Office
    (ex-lexoffice)

    German software with vast features for accounting, invoicing and payroll

  • integration.DATEV_transactions.name

    DATEV (transactions)

    German software with vast features for accounting, invoicing and payroll

  • integration.DATEV_documents.name

    DATEV (documents)

    German software with vast features for accounting, invoicing and payroll

  • sevDesk

    sevDesk

    Online software with vast features for accounting and invoicing, available in several languages

  • Оdoo

    Оdoo

    Odoo is a user-friendly financial management tool that simplifies invoicing, bookkeeping, and reporting for businesses

  • FastBill

    FastBill

    German online-software for accounting, invoicing and financial analysis

  • easybill

    easybill

    German online-software for invoicing and stock management

  • Sage

    Sage

    Solutions for invoicing, expense tracking, bank reconciliation, payroll processing, financial reporting, and tax compliance.

  • BuchhaltungsButler

    BuchhaltungsButler

    German online-software for accounting, invoicing and financial analysis

  • Commitly

    Commitly

    German online-software for cashflow planning

  • Puls Project

    Puls Project

    German online-software for cashflow planning and management of several bank accounts

  • GetMyInvoices

    GetMyInvoices

    German online-software that automatically collects invoices from online portals, inboxes and scans

  • MoneyMoney

    MoneyMoney

    German software designed specifically for macOS to manage and analise several bank accounts

  • Finanzguru

    Finanzguru

    German application that supports in tracking and analising finances

  • Addison

    Addison

    Workflow‑oriented accounting and tax management solution with finance, payroll, controlling, invoicing, and document handling.

  • Agenda

    Agenda

    Integrated business software for accounting, payroll, HR, tax calculation, invoicing, and document management

  • BMD

    BMD

    Integrated business software for accounting, document management, HR, and ERP, with powerful automation and cloud access

  • Agicap

    Agicap

    Cloud-based cash flow management tool for budgeting, forecasting, and liquidity control, helping SMBs improve financial visibility and planning

  • cegid

    cegid

    Cloud software suite for accounting, payroll, ERP, and retail management with analytics, automation, and compliance tools for growing companies

  • EBP

    EBP

    French-developed accounting and business management software offering invoicing, payroll, and analytical tools for entrepreneurs and accountants.

  • Dougs

    Dougs

    Online accounting and tax advisory service for automates bookkeeping, payroll, and VAT declarations with support from certified accountants.

  • Axonaut

    Axonaut

    All-in-one business management tool for SMEs, integrating CRM, invoicing, accounting, and HR tools in one user-friendly interface.

  • Pennylane

    Pennylane

    Real-time accounting and cash flow platform that connects bank accounts, invoices, and accountants for transparent financial management.

  • Regate

    Regate

    Automation platform for finance teams that simplifies invoice processing, payment approvals, and expense management.

  • Indy

    Indy

    Smart administration and accounting tool built specifically for freelancers, automating bookkeeping, tax declarations, and invoicing.

  • I paid that

    I paid that

    Cash flow and invoice management platform that centralizes payments, automates reconciliation, and offers real-time financial insights.

  • NETexcom

    NETexcom

    Online accounting platform for small and medium businesses, offering invoicing, bank synchronization, and reporting features.

  • Inqom

    Inqom

    AI-powered automated accounting platform that transforms raw financial data into ready-to-use accounting entries and reports.

  • Evoliz

    Evoliz

    Cloud-based invoicing and accounting tool for SMEs, combining CRM, expense tracking, and document management in one tool.

  • Fiteco

    Fiteco

    French accounting firm offering digital tools and cloud services for bookkeeping, payroll, and business advisory.

  • Sinao

    Sinao

    Simple and intuitive invoicing and accounting solution that helps entrepreneurs and freelancers manage sales, expenses, and cash flow.

  • Abby

    Abby

    Mobile-first accounting and tax management app for freelancers, enabling easy expense tracking, invoicing, and income reporting.

  • Freebee

    Freebee

    All-in-one invoicing and accounting tool designed for self-employed professionals, offering quote management, tax tracking, and income monitoring.

  • RCA

    RCA

    Comprehensive accounting and payroll tool for SMEs and accounting firms, integrating financial analysis and tax reporting capabilities.

  • Self Med

    Self Med

    Specialized accounting solution tailored for healthcare professionals, simplifying income tracking, tax preparation, and expense management.

  • Plino

    Plino

    Smart cloud accounting platform for SMEs with automated bookkeeping, expense tracking, and real-time financial insights.

  • Netsuite

    Netsuite

    Unified cloud ERP and finance platform offering enterprise-level solutions for accounting, resource planning, e-commerce, and business analytics.

  • FreshBooks

    FreshBooks

    Simple and user-friendly invoicing and accounting tool for freelancers and small businesses.

  • Holded

    Holded

    All-in-one business platform for accounting, invoicing, CRM, and project tracking, streamlining daily operations and decision-making for SMEs

  • A3ERP

    A3ERP

    Comprehensive ERP software designed for SMEs, combining accounting, sales, inventory management, and reporting in a unified cloud platform.

More about integrations

Plans

Monthly
Annual
Save up to 24%

Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

  • Free Start

    Perfect for newly registered companies setting up finances and trying key banking features for free

    0 € / month

    Free of charge at all times
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        0,1%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,1%
      • Cashback on selected categories and brands, up to
        2%
      • Virtual and physical cards
        Free
      • Card spending limits for ads & IT services
        Unlimited
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        5 €
    • Support
      • 24/7 human support
        Yes

  • Basic

    Ideal for small businesses with steady transactions needing reliable everyday banking at low cost

    6,9 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        0,5%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,25%
      • Cashback on selected categories and brands, up to
        4%
      • Virtual and physical cards
        Free
      • Card spending limits for ads & IT services
        Unlimited
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        5 free per month, then 5 €
    • Support
      • 24/7 human support
        Yes

  • Pro

    Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

    18,9 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        1,3%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,5%
      • Cashback on selected categories and brands, up to
        6%
      • Virtual and physical cards
        Free
      • Card spending limits for ads & IT services
        Unlimited
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        10 free per month, then 5 €
    • Support
      • 24/7 human support
        Yes
Features you get on every plan
  • Invoicing
    Free
  • Documents to be attached for bookkeeping (on every paid plan)
    Unlimited
  • Integrations (sevDesk, Lexware Office, DATEV, ...)
    Free
  • Business travel cashback up to
    30%
  • Crypto Earn rewards up to
    8% APY
  • Fee for receiving card payments from clients (EEA cards), from
    0,79% (+0,25 €)
  • Treasury (stocks, ETFs, crypto)
    Free
  • Digital employees (personal and legal AI assistants)
    Free
    (until December 31st)