A welcome package for BuchhaltungsButler customers:
Trustpilot: Excellent! | 30,000+ reviews
Top Mobile Banking 2026
Handelsblatt
Industry Leader 2026
F.A.Z. Institut
Best SME Service Provider 2026
WirtschaftsWoche
German Service Award 2026
DISQ Institut
Best Business Account 2026
Für Gründer
Sign up through this page with an email address and phone number. The offer is applied automatically, no promo code needed.
Upload an ID document and company details, fully digital in about 10 minutes and with no SCHUFA check.
Issue a card, physical or virtual, pay for the AI tools with it and get 50% back every month for 3 months, up to 300 € in total. And on top of that: move funds into the interest account and start getting interest*.
This is an investment product in money market funds provided by Vivid Money B.V. Investing always involves risks. You can find more information about Money Market Funds and the risks of investing in financial instruments here.
Get 5% p.a. fixed for 5 months* in USD & GBP or 4% p.a. fixed for 4 months* in EUR. Your money is invested by us in Qualifying Money Market Funds to generate interest. More about interest can be found here.
Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync
Free Start
Suited for newly registered companies setting up finances and looking to try key banking features for free
Basic
Great fit for small businesses with steady transactions needing reliable everyday banking at a low cost
Pro
Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync
Trustpilot rating
Rated “Excellent” – 4.7/5 from 30,000+ reviews
App Store & Google Play
4.6/5 from 53,000+ ratings for “Vivid Business & Personal” mobile app
Support
Human customer service, day and night
100,000+ European businesses spend less on fees, get paid faster, and close the books sooner
“What I like most is how simple it is to use — you can do everything with one finger. I can only recommend it.”
Dominique Bas Dit Nugues, Founder & Head Chef, Le Faubourg
Vivid helps us every day with effective, efficient cash-flow management.
Nicolò Daniele Donato, Founder & Managing Director, Deluxy
There’s never been a business account that comes close to these offers, this output, and this return.
Giovanni Bruno, Founder and Managing Director, fokus digital GmbH
My first transfer took about ten seconds. I’ve never finished a transfer that fast.
Martin, Founder, KeMar Kitchenware
With my previous account the rate on the balance was zero. Now it’s 1.3% — which is still more than zero.
Rubens Gardelli, Founder, Gardelli Specialty Coffees
In half a year, that’s around 740 euros saved. Not even a full year.
Stefano, Owner, Sushi World
With Vivid I felt at ease right away: the ability to set money aside automatically, and to have those sums earn a return, has been a real help to us.
— Umberto Brignone, third generation, Pasticceria Brignone
What I like most about Vivid is the app itself. You have everything right there on your phone — it's super easy, and the whole thing is very intuitive to use.
Julia Nützel, Founder & Creative Director, NYNOLIA
Your money is safeguarded in full: in segregated client-money accounts with European partner banks and in a Qualifying Money Market Fund (QMMF), which may only hold low risk, highly liquid assets. Unlike traditional banks, we don’t use client funds for risky loans.
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Your funds are kept separate from our own and safeguarded in full. In the unlikely event of Vivid Money S.A. becoming insolvent, your balance would not form part of its estate and would be claimable by you - there is no upper limit. On top of that, funds we hold for you in our client-money account at Natixis (France) are covered by the French statutory deposit guarantee, up to €100,000 per customer, if that bank were to fail. That cover applies to the funds held in that account, not to your full balance, and money market fund holdings are not deposits and are not covered. The funds in your account are yours, and yours alone.
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Your balance is safeguarded in full by Vivid Money S.A. Funds at our partner bank Natixis (France) also carry the French deposit guarantee, up to €100,000 per customer.
