Get interest on your moneyGet intereston your money

your interest rate
your interest rate

Get fixed Interest rate on uninvested EUR cash for your Company, Freelancer or Personal account. Earn 5% per year for the first 2 months, then up to 4%*. This is an investment product, capital is at risk.

Get fixed Interest rate on uninvested EUR cash for your Company, Freelancer or Personal account. Earn 5% per year for the first 2 months, then up to 4%*. This is an investment product, capital is at risk.

The right account for your business

Your financial solution for small and medium-sized enterprises. Complete your registration in minutes on our web app. Get up to 30 accounts with individual German IBANs. Choose a free plan or the one that suits your needs. Instant SEPA and SWIFT transfers and much more.

Open accountLearn more
Open accountLearn more
The right account for your business

Your financial solution for small and medium-sized enterprises. Complete your registration in minutes on our web app. Get up to 30 accounts with individual German IBANs. Choose a free plan or the one that suits your needs. Instant SEPA and SWIFT transfers and much more.

Open accountLearn more
Open accountLearn more
The personal account for all your needs

Open up to 15 Pockets with individual German IBANs. Earn cashback while spending. Customise your Pockets and cards to your image. Enjoy our state-of-the-art security (PCI DSS certified).

Open accountLearn more
Open accountLearn more
The personal account for all your needs

Open up to 15 Pockets with individual German IBANs. Earn cashback while spending. Customise your Pockets and cards to your image. Enjoy our state-of-the-art security (PCI DSS certified).

Open accountLearn more
Open accountLearn more
Easy mobile and web access

Oversee your personal and business accounts in the same mobile app—switch between them seamlessly. Use our web app to conveniently manage your business account from your computer.

Mobile app

Organise your budget and payments by opening multiple accounts with separate IBANs. Send money in a few taps. Issue, customise, freeze and manage your virtual and physical cards in your app.

Get the app
Get the app
Web app—for business accounts

Manage your money quickly and efficiently from your browser. Keep all your business accounts safe in one place.

Open Business Account
Open Business Account
Keep your money safe
A trustworthy solution for your money
  • All our services are provided by us—no third parties involved.
  • Accounts, cards and payments services are provided by Vivid Money SA, part of Vivid Money group, financial institution authorised and regulated by the Commission de Surveillance du Secteur Financier of Luxembourg.
  • Interest accounts are provided by Vivid Money B.V., part of Vivid Money group, an Investment Firm licensed by the Dutch Authority for Financial Markets (AFM).
Your funds are safeguarded
  • Your funds are stored in a separate account from our own cash flow, in line with all the applicable requirements. Read more details here.
  • The investments in the Interest Account are protected under the Dutch Investor Compensation Scheme up to €20,000. Please read the specific conditions that apply.

Safe and seamless payments with Apple Pay

Link any of your Vivid cards to your Apple Wallet and start using them instantly across your Apple devices. Whether in-store, in-app, or online, make purchases with ease and security. Every payment is authenticated with Touch ID, Face ID, or your device’s passcode.

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