Premium Business Account in 10 minutes
  • Free business account with up to 30 DE IBANS sub-accounts
  • 5% interest rate on positive balance
  • up to 5% cashback on cashback categories
  • Free VISA card for every team member
  • SWIFT and Instant SEPA transfer
  • Personal customer support 24/7
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal


Manage your cashback

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
10%
IKEA, 10%
Purchases of furniture, home decor, kitchen essentials and storage solutions at IKEA stores.
category Ikea
1%
All purchases, 1%
All purchases, excl. ATM withdrawals and SEPA transfers.
category all purchases
2%
Supermarkets, 2%
Payments in supermarkets and speciality stores.
category supermarkets
3%
Building materials stores, 3%
Purchases for construction supplies, tools, and home improvement materials at building materials stores.
category building materials services
5%
METRO Cash & Carry, 5%
Purchases for groceries, household items, and everyday essentials from METRO.
category Metro

All-in-One Business Account

your interest rate
Earn 5% interest annually

Keep your funds in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*.

Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Please note that all our Invest services are provided to you by Vivid Money B.V.

Open a business account
  • acoounts-list.main

    Main account

    €134,000.00

    🇩🇪 IBAN • 4565

  • acoounts-list.employee

    Employees

    €4,906.00

    🇩🇪 IBAN • 1337

  • acoounts-list.taxes

    Taxes, Employee benefits, Payroll

    €11,700.00

    🇩🇪 IBAN • 1620

  • acoounts-list.savings

    Savings

    €1890.00

    🇩🇪 IBAN • 1890

Free account with up to 30 DE IBANs

Full online registration—no in-person step. Friendly onboarding: everyone’s situation is unique and we consider each case individually.

Instant SEPA transfers

Instant SEPA transfers

Get and send transfers in a few seconds with SEPA Instant. Accept funds internationally with SWIFT transfers.

Virtual Card

Free physical and virtual cards

Free delivery of the first physical card for each member of your company. High spending limits on each card to match your needs.

Team access with personalized permissions

Team access with personalized permissions

Assign Admin roles to employees for full access to the account, and Assistant roles to external accountants and employees for limited access.

Mobile app

Organise your budget and payments by opening multiple accounts with separate IBANs. Send money in a few taps. Issue, customise, freeze and manage your virtual and physical cards in your app.

Install app

Web app—for business accounts

Oversee your personal and business accounts in the same mobile app—switch between them seamlessly. Use our web app to conveniently manage your business account from your computer.

Open a business account

Organise your budget and payments by opening multiple accounts with separate IBANs. Send money in a few taps. Issue, customise, freeze and manage your virtual and physical cards in your app.

Get the app
Security Icon

Our advanced security technologies are here to protect you. Your card and account are protected by fingerprint, face recognition and PIN-code.

3D Secure

3D Secure

We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.

GDPR

GDPR

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

PCI DSS

PCI DSS

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

Open a business account
Plans for companies
MonthlyAnnual save 30%
free start
0
Free of charge at all times
basic
9
monthly, excl VAT
pro
25
monthly, excl VAT
enterprise
96
monthly, excl VAT
Free of charge at all timesmonthly, excl VATmonthly, excl VATmonthly, excl VAT
Interest account rate*
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
Cashback up to
10%
10%
10%
10%
Guaranteed 1% cashback on any purchase you make
1%
1%
1%
1%
Virtual cards
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
Included team members
1
3
10
30
Included accounts
1
3
15
30
Free outgoing SEPA transfersPer month
5
100
250
1000
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
Transfer to Vivid Business customers
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.
€0€3
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
Open business account
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.