Best Business Account 2025 in 10 minutes

Free, fully functional plan
Free unlimited instant SEPA transfers
4% p.a. interest rate on positive balance
Up to 10% cashback for every purchase
Free physical and virtual cards

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Best Business Account 2025

Trustpilot: Excellent! | 17.500+ reviews

Best Business Account 2025
Finanzfluss.de
Highest Interest Rate for Business 2025
Für-Gründer.de
Top Mobile Banking 2025
Handelsblatt.com
Top German Startups 2024
LinkedIn

Recognized for excellence in business banking, top interest rates, and an innovative mobile experience in 2024 and 2025.

Plans for freelancers

Monthly

Payment period

Annual

Save up to 24%

Standard
0 € / month

Free of charge at all times
Get started
- Accounts & Interest
- Accounts included
  12
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 1 months*
  3%
- Fixed interest rate p.a. after 2 months*
  0,5%
- Variable rate (Interest Strategies), up to*
  5%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,1%
- Cashback on selected categories and brands, up to
  2%
- Virtual and physical cards
  Free
- Card spending limit
  50.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Fee for card top-up  
  200 € free,
  then from 1%,
  min 0,49 €
- Features
- Invoicing
  Free
- Bookkeeping documents included
  25
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  8% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
- Dedicated customer success team
  No
Prime
7,9 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Accounts included
  15
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 1 months*
  3%
- Fixed interest rate p.a. after 2 months*
  2,5%
- Variable rate (Interest Strategies), up to*
  5%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,5%
- Cashback on selected categories and brands, up to
  4%
- Virtual and physical cards
  Free
- Card spending limit
  50.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Fee for card top-up  
  1.000 € free,
  then from 1%,
  min 0,49 €
- Features
- Invoicing
  Free
- Bookkeeping documents included
  Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  8% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
- Dedicated customer success team
  No
Pro
19 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Accounts included
  20
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 1 months*
  3%
- Fixed interest rate p.a. after 2 months*
  2,6%
- Variable rate (Interest Strategies), up to*
  5%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,75%
- Cashback on selected categories and brands, up to
  6%
- Virtual and physical cards
  Free
- Card spending limit
  50.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Fee for card top-up  
  1.000 € free,
  then from 1%,
  min 0,49 €
- Features
- Invoicing
  Free
- Bookkeeping documents included
  Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  8% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
- Dedicated customer success team
  Coming soon
Pro+
41 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Accounts included
  30
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 1 months*
  3%
- Fixed interest rate p.a. after 2 months*
  2,7%
- Variable rate (Interest Strategies), up to*
  5%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  1%
- Cashback on selected categories and brands, up to
  8%
- Virtual and physical cards
  Free
- Card spending limit
  50.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Fee for card top-up  
  1.000 € free,
  then from 1%,
  min 0,49 €
- Features
- Invoicing
  Free
- Bookkeeping documents included
  Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  8% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
- Dedicated customer success team
  Coming soon

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