Transition from Pile to Vivid with up to 5% p.a. interest on your company's cash

Migrate your Pile account to Vivid Business and enjoy up to 5% p.a. interest, 30 DE IBANs, free cards and high cashback on every card purchase. Special offer for Pile clients: exclusive Metal card for free.

Open a business account

How to migrate from Pile to Vivid

Open your account with Vivid

Press the "Open a business account" button, enter the email linked to your Pile account, and follow the steps provided.
To speed up the account opening process, check the box to allow data sharing between Pile and Vivid. If you don’t, you may be asked for company data you already provided to Pile.

Transfer your money from Pile to Vivid

Once your Vivid account is opened, you will be notified via email/SMS. At that point, you can initiate a money transfer from your Pile account to Vivid and start earning 5% p.a. immediately.

Ask for support if needed

If you have questions about Vivid Money or need help with registration, you can book a call with a dedicated Account Manager or ask your questions via email [email protected].

Interest account

Earn 5% interest annually

Keep your funds in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*.

Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Please note that all our Invest services are provided to you by Vivid Money B.V.

Open a business account

All-in-One Business Account

Free account with up to 30 DE IBANs

Full online registration—no in-person step. Friendly onboarding: everyone's situation is unique and we consider each case individually.

Team management with personalized permissions

Create your own teams and assign members. Manage team budgets and approvals.

Free business card for every team member

Issue as many physical and virtual cards as your business needs. Enjoy up to €100,000 card spending limit to pay for any service online.

Manage cashback on corporate expenses

Start using your Vivid Business card and earn cashback for every transaction. Receive up to €300 cashback/month for every card purchase of every team member.

Keep your money safe

A trustworthy solution for your money

All our services are provided by us—no third parties involved.
Accounts, cards and payments services are provided by Vivid Money SA, part of Vivid Money group, financial institution authorised and regulated by the Commission de Surveillance du Secteur Financier of Luxembourg.
Interest accounts are provided by Vivid Money B.V., part of Vivid Money group, an Investment Firm licensed by the Dutch Authority for Financial Markets (AFM).

Your funds are safeguarded

Your funds are stored in a separate account from our own cash flow, in line with all the applicable requirements. Read more details here.
The investments in the Interest Account are protected under the Dutch Investor Compensation Scheme up to €20,000. Please read the specific conditions that apply.

Plans for companies

free start

0€

Free of charge at all timesGet started

basic

0€€7

After 2 months:
€7 monthly, excl VATGet started

pro

0€€19

After 2 months:
€19 monthly, excl VATGet started

enterprise

0€€79

After 2 months:
€79 monthly, excl VATGet started

Free of charge at all timesAfter 2 months: €7 monthly, excl VATAfter 2 months: €19 monthly, excl VATAfter 2 months: €79 monthly, excl VAT

Interest account rate*The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May

5%1%

5%2%

5%3%

5%3.5%

Cashback up to

10%1%

10%2%

10%4%

10%

Included team members

Free outgoing SEPA transfersPer month

100

250

1000

Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th

Free€5

Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option

€5

Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees

€30

Included accounts

Virtual cards

Free

Plastic cards

Free

Metal cards

€19.90

Card spending limitPer month

€ 100 000

Free physical card deliveryOne per each added team member

Yes

Transfer to Vivid Business customers

Free

Transfer between own accounts

Free

Monthly fee per extra account above your free limit

€3

€2

€1

Monthly fee per extra team member above your free limit

€3

€2

€1

Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.

€1

€0

Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.

€2

€1

€0

Fee for any physical card delivery above your free limit

€9.90

Fee for fast physical card delivery

€24.90

Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.

€0€3

€0

Fee for outgoing transfers above your free limit

€0.2

Fee for ATM withdrawals

Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions

Coming soon

Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.

€25

€0

Get started

FAQ

The financial platform Vivid has acquired Pile’s Treasury-Solution! Pile’s customers can begin moving their money to a new Vivid account starting July 2nd. With this platform, they will benefit from special offers and a broader range of services. Learn more about the integration here.

The 5% annual interest rate will be available for the first 2 months after opening the Interest Account. When the promo period is over, you earn up to 3.5%*.

When adding money to your Interest Account, it is transferred to an account with Stichting Vivid Money. This account is a separate foundation designed to separate our customers’ assets from those of Vivid Money BV. This Foundation holds an Investment Account with IBKR (Ireland) Ltd. All the money added to Interest Accounts is sent there and consequently invested in a Money Market Fund (MMF) offered by Goldman Sachs Asset Management. This arrangement complies with the MiFID requirements as implemented in the Netherlands. More details can be found in our FAQs.

All funds entrusted with Vivid Money SA are safeguarded according to Luxembourg's implementation of PSD2 and EMD. Balances are protected by using a safeguarding account at the credit institution Banking Circle SA. This means that we separate our customers’ funds from our corporate funds. In the event of bankruptcy, our customers’ assets are therefore inaccessible to other creditors.

All type of businesses in Germany:

Registered companies (GmbH, UG, AG, eK and others)
Partnerships (GbR, OHG, KG and others)
Freelancers (Kleingewerbetreibende, Freiberufler)

In addition to 5% p.a. interest, with Vivid, you are also getting:

Free business account with up to 30 DE IBANS.
Free VISA card for every team member and up to 10% cashback.
SWIFT and Instant SEPA transfers.
Team access with personalized permissions.
24/7 human support through chat or email.

The documents you need to open a free company account depend on your company's legal form. Businesses usually have to provide the following: 1) Proof of identity of directors in the form of an identity card or passport. 2) Proof of business activity: depending on the legal form, e.g., current extract from the commercial register for corporations such as GmbH or UG.

Online registration for a Vivid digital business account usually takes about 10 minutes. First, you register an account and go through identity verification. Then we verify the company information you entered. We’ll get back to you with an update within less than 48 hours.

Get started with Vivid

Open your Vivid account

Start opening Vivid Business Account with the email linked to your Pile account, and follow the steps provided.

Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Book a call with Vivid

Choose a suitable time slot for you and have a call with us. Or ask your questions via email [email protected].

Set a call