About Vivid
We believe managing finances should be simple and accessible for everyone. Whether you’re a young entrepreneur or an established business owner, your focus should be on growing your business, not dealing with complex, outdated banking providers. That’s why we created Vivid — a one-stop solution for all your personal and business financial needs.
Made in Germany. Europe-based.
Vivid was founded in 2019 in Berlin — the vibrant heart of Germany’s fintech scene. Today, we’ve grown into a modern European financial group with offices and tech hubs across the continent, including Amsterdam, Luxembourg, and Limassol. We are regulated in multiple EU member states and provide our services both locally and cross-border within Europe.
Vivid in numbers
2020
Launch of Vivid Money
€200M+ raised
Backed by world-known investors
30 EEA countries and Switzerland
Supported with our services
When the media speaks
Discover what some of the most important publications are saying about Vivid and our product
Frenchweb
The company announces the launch of its French IBAN, a key step in making banking easier for entrepreneurs, who are often held back by using a foreign IBAN despite the SEPA framework.Read moreLes Echos
In an unstable economic environment, SMEs favour secure treasury strategies. Even so, neobanks and their innovative offerings are winning over more and more companies looking for flexibility and yield.Read moremind Fintech
Neobank Vivid continues to develop its treasury investment offering for small businesses. The company is rolling out securities accounts for investing in stocks, ETFs, money market funds and crypto-assets.Read moreMaddyness
« The general public has realised that leaving money in a current account means losing purchasing power. Companies are still far from that », notes Carole Danancher, General Manager France at Vivid.Read moreMoneyVox
Neobank Vivid, aimed at freelancers and SMEs, offers not only an account paying 3% interest for two months to put company cash to work, but now also an investment programme that can return up to 6%.Read moreBoursier
Vivid announces the launch of a business travel management tool fully integrated into its app; Vivid is officially the first financial platform to reach this milestone.Read more
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal
Our awards
Best business account 2025
Detective-banque.fr
№1 online bank for businesses
Lespionnieres.org
Reviews of Vivid: Very good
Lecomparatifdesbanques
.com
"Very good level of service"
Finance-heros.fr
Your money is safe with us
Safely stored
Your money is safeguarded in full: in segregated client-money accounts with European partner banks and in a Qualifying Money Market Fund (QMMF), which may only hold low risk, highly liquid assets. Unlike traditional banks, we don’t use client funds for risky loans.
Overseen by European financial authorities
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Secured against our insolvency
Your funds are kept separate from our own and safeguarded in full. In the unlikely event of Vivid Money S.A. becoming insolvent, your balance would not form part of its estate and would be claimable by you - there is no upper limit. On top of that, funds we hold for you in our client-money account at Natixis (France) are covered by the French statutory deposit guarantee, up to €100,000 per customer, if that bank were to fail. That cover applies to the funds held in that account, not to your full balance, and money market fund holdings are not deposits and are not covered. The funds in your account are yours, and yours alone.
Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Deposit protection
Your balance is safeguarded in full by Vivid Money S.A. Funds at our partner bank Natixis (France) also carry the French deposit guarantee, up to €100,000 per customer.