Earn interest — every single day
Once you have opened an Interest Account and made your first deposit, you are ready to earn. Returns are added to the Interest Account every business day. Sit back and relax while watching your balance grow.
The Interest Account that makes your money work for you
Grow your funds with 4% fixed annual interest rate*.
Trustpilot: Excellent! | 25.000+ reviews
Celebrating excellence
Some of our latest achievements and recognitions
Best business account 2025
Detective-banque.fr
№1 online bank for businesses
Lespionnieres.org
Reviews of Vivid: Very good
Lecomparatifdesbanques
.com
"Very good level of service"
Finance-heros.fr
4% fixed annual interest rate on your uninvested cash
With an Interest Account at Vivid, you make the most of your uninvested cash. Secure a 4% fixed annual interest rate for the first four months* — then enjoy up to 2% p.a., depending on your plan.
Access your cash instantly
Stop locking away your money with old-fashioned fixed-term saving products! While your funds are held in the Interest Account, you can withdraw it anytime.* Transfer your cash to a Money Account whenever you need to.
European Trusted platform
Safely stored
Your funds are placed in secure instruments like central bank deposits and high-quality Qualifying Money Market Funds (QMMFs). Unlike traditional banks, we don’t use client money for risky lending.
Secured against our insolvency
Your funds are kept separate from our own at all times. In the unlikely event of insolvency, your money remains yours — safeguarded and ring-fenced, even beyond €100,000.
Authorised by the AFM
Vivid Money B.V., part of Vivid group, is authorised and regulated as an investment firm and a Crypto-Asset Service Provider by the Dutch Authority for the Financial Markets (AFM).
Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Get started in a few simple steps
1
Complete onboarding and open your business account
2
Add funds and allocate part of your business cash
3
Start earning returns and adjust anytime
Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.
