Free of charge at all timesmonthly, excl VATmonthly, excl VATmonthly, excl VAT
Interest Rate
Interest account rate*
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
Cards & Cashback
Cashback up to
10%
10%
10%
10%
Guaranteed 1% cashback on any purchase you make
1%
1%
1%
1%
Virtual cards
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
Free physical card deliveryOne per each added team member
Yes
Yes
Yes
Yes
Accounts & Team members
Included team members
1
3
10
30
Included accounts
1
3
15
30
Monthly fee per extra account above your free limit
€3
€2
€1
€1
Monthly fee per extra team member above your free limit
€3
€2
€1
€1
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€1
€0
€0
€0
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€2
€1
€0
€0
SEPA transfers
Free outgoing SEPA transfersPer month
5
100
250
1000
SWIFT transfers
Fee for incoming international transfersother than SEPA
per transfer
* This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA
per transfer
SHA option
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA
per transfer
incl. external bank handling fees
€30
€30
€30
€30
Other transfers
Transfer to Vivid Business customers
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer.
* This offer is valid until November 30th.
€0€3
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
ATM withdrawals
Fee for ATM withdrawals
2%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
Coming soon
Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.