Let your money do more with Interest Strategies

Put your business cash to work with ready-made strategies built around a diversified bond portfolio.

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Up to 5% variable annual interest rate with Interest Strategies

Ready to boost your interest earnings by diversifying your investments? Unlock a variable annual interest rate with daily returns from a mix of investment-grade or high-yield corporate bond ETFs, along with cash.

Hassle-free portfolio investments

Choose between our Growth, Balanced or Conservative strategies, based on your preferred level of risk and return.

Whatever you deposit and withdraw — together we'll ensure your portfolio is rebalanced.

How to get started with Interest Strategies

Open a Vivid Business account and deposit funds in the Interest Account. Then simply switch to the strategy mode and select a strategy that matches your earning goals and risk tolerance. Read more about maximising your returns in a few taps here!

Backed by BlackRock

With Interest Strategies, your money is invested in bond ETFs managed by BlackRock — one of the world's most renowned asset managers, entrusted with over $11 trillion in assets.

Investing always involves risks and your initial investment amount cannot be guaranteed. You can find more information here.

Interest strategies are not available in Portugal, Poland, Hungary, Bulgaria. The specified rate is valid as of 3/06/2025 and does not include fees. Investing always involves risks and your initial investment amount cannot be guaranteed. You can find more information here.

European Trusted platform

Safely stored

Your funds are placed in secure instruments like central bank deposits and high-quality Qualifying Money Market Funds (QMMFs). Unlike traditional banks, we don’t use client money for risky lending.

Secured against our insolvency

Your funds are kept separate from our own at all times. In the unlikely event of insolvency, your money remains yours — safeguarded and ring-fenced, even beyond €100,000.

Authorised by the AFM

Vivid Money B.V., part of Vivid group, is authorised and regulated as an investment firm and a Crypto-Asset Service Provider by the Dutch Authority for the Financial Markets (AFM).