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Legal Documents

Here you can find the legal documents for the services provided by Vivid Money S.A. and Vivid Money B.V.

Personal accounts

Vivid Money S.A.

General Terms and Conditions of Vivid Money SA relating to payment services
PDF
Vivid Card Terms and Conditions of Vivid Money SA
PDF
Fees for Retail Customers of Vivid Money SA
PDF
Google Pay Supplement
PDF
Apple Pay Supplement
PDF
Group Privacy Notice
PDF
Vivid Money App and Web Terms and Conditions of Vivid Money GmbH
PDF
Cookie policy
PAGE

Business account

Vivid Money S.A.

General Terms and Conditions of Vivid Money SA relating to payment services
PDF
Vivid Card Terms and Conditions of Vivid Money SA
PDF
Google Pay Supplement
PDF
Apple Pay Supplement
PDF
Group Privacy Notice
PDF
Vivid Money App and Web Terms and Conditions of Vivid Money GmbH
PDF
Fees for Business Customers of Vivid Money SA
PDF
Client Consent Letter for LEIs
PDF
Prohibited Business Activities
PDF

Invest account

Vivid Money B.V.

Client Agreement
PDF
Policy on Conflicts of Interest
PDF
Costs Overview
PDF
Special Terms and Conditions Interest Rate Pocket
PDF
Risks of investing in Financial Instruments
PDF
Best Execution Policy
PDF
Governance
PDF
Summary on Remuneration policy and practices
PDF
Complaints Policy
PDF
Products
Business accountInterest accountInternational transfersCardsCashbackInvoicingBookkeepingIntegrationsBusiness travel
Solutions
Unlimited spendingsFreelancersPartnershipsStartups
Pricing
FreelancersCompaniesEnterprises
Personal
AccountsPaymentsCardsStocks and ETFsInterest RatePrimePricingRewardsHelp Centre Personal
About us
About VividBlogPressCareersContact usStatusAffiliate programBug bounty programSpeak UpHelp Centre Business
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All Rights Reserved © Vivid
Legal Documents
Imprint
Privacy notice
Payment services are provided by Vivid Money S.A., 21 rue Glesener, Luxembourg, L-1631, Luxembourg, an Electronic Money Institution authorized and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg, under the register number W00000015.

Investment services are provided by Vivid Money B.V., an Investment Firm licensed by the Dutch Authority for Financial Markets (AFM). Vivid Money B.V. has its address at Strawinskylaan 4117, 1077 ZX Amsterdam, the Netherlands and a registration with the trade register of the Dutch Chamber of Commerce under number 78219159. The register can be accessed under https://www.afm.nl/en/sector/registers.

Investing always involves risks. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed. The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the amount originally invested. You can find more information about Money Market Funds and the risks of investing in financial instruments here.

*Interest products are provided by Vivid Money BV. For SME and Freelancer accounts, the promotional rate is 4% p.a. for the first month and 3% p.a. for the second month after opening an Interest product. For personal accounts, a promotional rate of 3% p.a. applies for the first two months after opening an Interest product, across all plans. The promotional rate applies to funds up to €300,000 for general businesses and up to €100,000 for freelancers and personal accounts. Funds exceeding the respective threshold will accrue regular interest according to the rate of the chosen plan. After the promotional period, the regular interest rate as per the chosen plan will apply on funds of any amount. The rates are fixed but may be subject to change based on market conditions or Vivid’s discretionary decisions. Any changes will be communicated in advance.

If you had a bank account with Solaris SE, where Vivid Money GmbH acted as an outsourcing provider of Solaris SE for the provision of bank account services and debit card services, you can find the applicable legal documents here.

Please click here if you would like to find out more about which Vivid entity you receive services from.