Treasury

Crypto — flexible opportunities with fast-moving markets

Crypto helps your business react quickly, diversify, and capture short-term opportunities — with 24/7 trading and MiCAR-regulated access.

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  • Celebrating excellence

    Some of our latest achievements and recognitions

  • Best Business Investment Account 2026

    Best Business Investment Account 2026

    Finanzvergleich.com

  • No. 1 Business Investment Account 2026

    No. 1 Business Investment Account 2026

    Geschaeftskonten24.net

  • Highest Interest Rate for Business 2026

    Highest Interest Rate for Business 2026

    Für-Gründer.de

  • Top Mobile Banking 2025

    Top Mobile Banking 2025

    Handelsblatt.com

A portfolio without borders

No more scattered accounts. Manage all your investments seamlessly in one portfolio.

Designing your crypto setup

Trade and manage your digital assets directly from your Treasury account

150+ coins to explore. From established cryptocurrencies to new projects.
Target price orders. Automate trades at your chosen buy or sell level.
Boosted exposure. Amplify your performance up to 9× on supported coins.
Clear limits. Trade from just €1 with fully transparent minimum and maximum amounts per asset.
What makes it different?

What makes it different?

Crypto in Treasury operates within a unified EU regulatory framework under MiCAR, provided by Vivid Money B.V., a registered Crypto-Asset Service Provider. This means you can invest, trade, and manage digital assets with transparency and compliance — all in one platform.

Make every move informed

Plan, analyze, and manage your investments with advanced web tools. Explore stocks and other asset types using detailed charts, in-depth statistics, and interactive analysis — including the ability to draw and review performance over time. Treasury brings everything together in one place, so investing stays connected to your broader business finances.

Trade 1930+ assets in Vivid Business

Combine the predictability of iBonds with the performance of stocks and the potential of crypto.
Whether you’re a startup, a growing business, or a freelancer, build a future-proof portfolio in one account.

Money Market Funds

Money Market Funds

Put idle cash to work with low-risk, day-to-day access. Enjoy short-term investments to protect capital and earn steady returns.

iBonds

iBonds

Earn regular income from diversified bonds and get a clearer end date, while keeping the flexibility to buy or sell anytime.

ETFs

ETFs

Diversify and grow excess cash beyond daily needs. Get broad market exposure, low fees, and easy buy/sell access—all in one product.

Stocks

Stocks

Invest in companies you believe in, diversify your portfolio, and buy or sell anytime as your needs change.

Fair costs, clear value

  • ETFs and iBonds

    Service fee from 0.15% a year

  • Money Market Funds

    Service fee from 0.10% a year

  • Stocks

    Trading fee 1€ (EU), 1$ (US)

  • Crypto

    Trading fee from 0.25%

  • Real-time Market Data

    Free

  • Account Maintenance

    Free

  • FX mark-up

    From 0.05%

  • 24/7 human support

    Included in all plans

Learn more

European Trusted platform

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Safely stored

Your funds are placed in secure instruments like central bank deposits and high-quality Qualifying Money Market Funds (QMMFs). Unlike traditional banks, we don’t use client money for risky lending.

Secured against our insolvency

Your funds are kept separate from our own at all times. In the unlikely event of insolvency, your money remains yours — safeguarded and ring-fenced, even beyond €100,000.

Authorised by the AFM

Vivid Money B.V., part of Vivid group, is authorised and regulated as an investment firm and a Crypto-Asset Service Provider by the Dutch Authority for the Financial Markets (AFM).

Superior payment security

Superior payment security

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

2-step authentication

2-step authentication

With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

GDPR compliance

GDPR compliance

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Get started with Treasury in 3 easy steps

1

Create your Vivid account

Sign up and download the Vivid app to access your business banking and investment tools in one place.

2

Add funds to your account

Top up instantly via Apple Pay, Google Pay, or free SEPA transfers — safe, fast, and secure.

3

Open Treasury and start investing

Explore a wide range of investment instruments — Money Market Funds, iBonds, ETFs, and Crypto — all from one account.

Open a Treasury account
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Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.

Got more questions about Treasury?

  • What is Treasury?

    Treasury is a reimagined business investment account where you can trade both classical financial instruments (ETFs, stocks, iBonds) and crypto-assets. It is designed specifically for companies and freelancers, combining investment opportunities and crypto trading into one seamless solution. Learn more.
  • In the Treasury, you can trade both traditional investment products and crypto-assets using the following order types: Market buy and sell orders to trade securities and crypto; Target price orders, Swap orders, Boosted orders are available for Crypto. Learn more.
  • Vivid Money B.V. acts as an investment firm licensed by the Dutch regulator, AFM, and offers, among other things, the Interest Account, Treasury, and Crypto Earn Account. As such, Vivid Money B.V. has a protection in place that secures funds for the entire amount, including amounts exceeding EUR 100,000 that would normally be covered by the national Deposit Guarantee Scheme (DGS) applicable to banks where you can potentially deposit your funds. Learn more.
  • Annual Report for tax declaration purposes, Transaction Statement, Capital Gain Report, Annual Costs and Charges Statement. Learn more.
  • Enjoy free real-time market data with no account fees; trade EU stocks for €1, US stocks for $1, and crypto from 0.25% per trade. Learn more.