Digitise receipts with ease
Capturing and recording receipts is quick. By matching them with transactions, bills or invoices you are all set up for accurate reconciliation.
Bookkeeping made simple
Manage transactions, invoices and receipts from all your accounts in one place. Securely share data with your team or accountant in minutes.
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Celebrating excellence
Some of our latest achievements and recognitions
Best Business Account 2025
Finanzfluss.de
Highest Interest Rate for Business 2025
Für-Gründer.de
Top Mobile Banking 2024
Handelsblatt.com
Top German Startups 2024
LinkedIn
Best Business Account 2025
BILD.de Best in Test
Features designed for your success
Optimise your bookkeeping process while simplifying every step.
Centralise your finances
You can choose to connect over 50 German financial providers and more than 300 across Europe to streamline transactions and bookkeeping.
Collaborate quickly with accountants
Share financial data effortlessly via ZIP archives (DATEV and Google Drive coming soon), ensuring smooth and secure communication.
All-in-one financial management
Forget about costly subscriptions. Get all the banking and accounting features your business needs in one place — no extra cost, no hassle.
Plans built for every business
Monthly
Annual
Save up to 24%
- Get started
Free start
€0/month
Free of charge at all times- Accounts & Interest
- Accounts included12
- Team members included1
- Initial interest rate p.a.*4%
- Interest rate p.a. after 2 months*0,2%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to5%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Spending limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfers5 free per month,
then 0,2 € - Fee for outgoing SWIFT transfersFrom 5 €
- Bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents included25
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
- Get started
Basic
€7/monthexcl VAT
2 months free trial- Accounts & Interest
- Accounts included15
- Team members included15
- Initial interest rate p.a.*4%
- Interest rate p.a. after 2 months*1,2%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to5%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Spending limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents includedUnlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
- Get started
Pro
€19/monthexcl VAT
2 months free trial- Accounts & Interest
- Accounts included20
- Team members included30
- Initial interest rate p.a.*4%
- Interest rate p.a. after 2 months*2,2%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to7%
- Virtual and physical cardsFree
- Card spending limits for ads & IT servicesUnlimited
- Spending limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents includedUnlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
Got more questions about bookkeeping?
Who is this bookkeeping tool for?
It’s designed for small businesses, freelancers, and entrepreneurs who want to simplify their financial management without studying complex software or paying several subscriptions for accounting functions.How do I get started with bookkeeping?
Simply open a business account, connect it to any existing accounts involved in bookkeeping, and start managing your finances from a single platform. You can digitise receipts, track transactions, and collaborate with team members or accountants easily.How much does the bookkeeping feature cost?
We offer bookkeeping as part of our paid Vivid Business plans at no extra cost.Is there a free bookkeeping tool available?
Our free plans for businesses already offer up to 25 uploads of bookkeeping documentation. For companies with a paid plan there is no limit.Can I automate VAT tracking?
To help you automate tax calculations and reporting, we are setting up to provide VAT tracking features soon.Can I integrate external tools into my bookkeeping process?
Currently, data can be exported to ZIP-archive, with DATEV and Google Drive coming soon. More integrations may soon follow.How secure is my financial data?
Vivid Money applies banking-grade security protocols to safeguard your data and comply with the Payment Card Industry Data Security Standards to protect your payment information. With 3D Secure and two-step authentication we ensure no payment is made without your authorisation. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.