Plans built for every business

Monthly
Annual
Save up to 24%

  • Free start

    €0/month

    Free of charge at all times
    Get started
    • Accounts
    • Included accounts
      12
    • Included team members
      1
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months* (changes on March 16, 2025, learn more)
      0,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      5 free per month,
      then 0,2 €
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      25
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • 24/7 human support
      Yes

  • Basic

    €7/month
    excl VAT
    2 months free trial
    Get started
    • Accounts
    • Included accounts
      15
    • Included team members
      15
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months* (changes on March 16, 2025, learn more)
      1,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • 24/7 human support
      Yes

  • Pro

    €19/month
    excl VAT
    2 months free trial
    Get started
    • Accounts
    • Included accounts
      20
    • Included team members
      30
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months* (changes on March 16, 2025, learn more)
      2,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      7%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • 24/7 human support
      Yes

Compare all features

MonthlyAnnual (save up to 24%)
free start
0€
Free of charge at all times
basic
7€
monthly, excl VAT
2 months free trial
pro
19€
monthly, excl VAT
2 months free trial
Free of charge at all timesmonthly, excl VAT
2 months free trialmonthly, excl VAT
2 months free trial
Interest Account
Interest rate*
4%
4%
4%
The promotional rate of 4% will be applied to all plans for the first 2 months after opening the Interest Account.

The interest rates will change starting March 16, 2025. Learn more
0.5%
1.5%
2.5%
Cards & Cashback
Cashback up to
5%
5%
7%
Virtual cards
Free
Free
Free
Plastic cards
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
Card payment limits for Ads & IT servicesPayments for Google Ads, Facebook Ads, AWS, Google Cloud, Azure, and others
Unlimited
Unlimited
Unlimited
Card payment limitPer month, excluding Ads, Cloud, and some other payments
€ 100 000
€ 100 000
€ 100 000
Free physical card deliveryOne free delivery per each team member
Yes
Yes
Yes
Invoicing and bookkeeping
Create and send invoices
Free
Free
Free
Bookkeeping documents included
25
Unlimited
Unlimited
Support
24/7 human supportWithin minutes via chat and email
Yes
Yes
Yes
Accounts & Team members
Included team members
1
15
30
Included accounts
12
15
20
Monthly fee per extra account above your free limit
€3
€2
€1
Monthly fee per extra team member above your free limit
€3
€2
€1
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€1
€0
€0
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€2
€1
€0
SEPA Transfers and Direct Debits
Outgoing SEPA Instant transfersPer month
5 free, then €0,2 per transfer
Free
Free
Direct Debit switchSeamless switch of direct debits from another bank account to your Vivid account
Free
Free
Free
SWIFT transfers
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until March 31st
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
Other transfers
Transfers to Vivid Business customers
Free
Free
Free
Transfers between own accounts
Free
Free
Free
Fee for currency exchange between own accounts
€0
€0
€0
Fee for bulk transfersPer bulk transfer. * This offer is valid until March 31st
€0€3
€0
€0
Card payments and withdrawals
Fee for ATM withdrawals
2%
1%
1%
Fee for card payments or withdrawal in non-EUR currencyMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
Fee for card payments in EUR
€0
€0
€0
Other
Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.
€25
€0
€0
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