Vivid offers you a unique mobile banking app at your fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for your travels, spendings reports, split bills — with Vivid, managing all your finances and investing your money is easy, flexible and 100% transparent.
Every time you purchase in a store, shop online, or withdraw cash, you use your card, but no one is paying you for that. Instead, you are paying account commissions, card fees, and tons of other charges. Even when you keep your money with the bank instead of spending it, you have zero and sometimes even negative interest rates. And this means: You’re losing money.
At Vivid, we want to turn this around. We are giving customers full control over their money and make them earn from their spendings and holdings.
Vivid is here to let you take care and control of your finances. We have built a financial platform that helps customers grow their money. With Vivid, you can spend, safe, and invest your money the way you like, all in one app.
How it all started
The idea for Vivid Money came about in 2019. We saw zero or sometimes even negative interest rates on deposits and how customers were struggling with fruitless efforts to grow their savings. Many people believe that saving and building wealth is only available to a select few, but we want to change this.
We founded Vivid to bring a colourful and entirely different experience to modern banking. Banking needs to put the customer first — and in control. With our knowledge and experience, we strive to help our customers earn, grow and increase their capital. Online banking needs to be very easy, and on the other hand, very safe. Vivid Money is a financial platform that allows customers to live their economic lives to the fullest.
Our two founders, Artem and Alex, bring a mix of ambitious vision and rigorous execution along with over 30+ years of experience in financial services and tech. They have successfully disrupted the retail investment market, launched a variety of digital banking products and are now putting all their expertise and ambition into the project they believe will revolutionise a customer’s financial future: Vivid Money.
Who we are today
Vivid Money is an international organisation headquartered in Berlin, with offices in Amsterdam and Moscow. Today our team consists of 180 professionals of more than 25 different nationalities, all working together to achieve one goal and create a mobile bank that helps its customers make more from their wealth and grow their money.