The financial platform for dreamers, entrepreneurs, their business and employees

Fast registration, German IBANs, instant transfers, and all the financial tools you need to thrive.

Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Account
Full online registration—no in-person step.
Get your German IBAN in 10 minutes.
Friendly onboarding: everyone’s situation is unique and we consider each case individually.


Invest your money in an account with a positive interest rate of 4% per year for the first 2 months, then 3.5%**.
Access your funds instantly: Top-ups and withdrawals available 24/7.
Track growth in real-time with simple visualisation of your balance.
This service is provided by Vivid Money B.V.*


Quick support through chat or email.
24/7 availability.


Cards
Issue as many physical and virtual cards as you want—personalise them with different colours and your company’s name.
Delivery of the first physical card for each member of your company is free.
Freeze, reissue and set limits on your cards in a few taps.

Create your own teams and assign members.
Manage team budgets and approvals.

Interest account

Keep your funds in your Interest Account and earn 4% per year for the first 2 months, then 3.5%**.
Interest is added every business day—visualise your growth with in-app dynamics.
This service is provided by Vivid Money B.V.*


Plans for you

free start
0
Free of charge at all timesGet started
basic
0€7
After 2 months:
€7 monthly, excl VAT
Get started
pro
0€19
After 2 months:
€19 monthly, excl VAT
Get started
enterprise
0€79
After 2 months:
€79 monthly, excl VAT
Get started
Free of charge at all timesAfter 2 months: €7 monthly, excl VATAfter 2 months: €19 monthly, excl VATAfter 2 months: €79 monthly, excl VAT
Interest account rate*The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account.
4%1%
4%2%
4%3.5%
4%3.5%
Included team members
1
3
10
30
Free outgoing transfersPer month
5
100
250
1000
Included accounts
1
3
10
30
Virtual cards
Free
Free
Free
Free
Physical cards
Free
Free
Free
Free
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
Free physical card deliveryOne per each added team member
Yes
Yes
Yes
Yes
Transfer to Vivid Business customers
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Monthly fee per extra account above your free limit
€3
€2
€1
€1
Monthly fee per extra team member above your free limit
€3
€2
€1
€1
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€1
0
0
0
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
€2
€1
0
0
Fee for any physical card delivery above your free limit
€9.90
€9.90
€9.90
€9.90
Fee for fast physical card delivery
€24.90
€24.90
€24.90
€24.90
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
Open Business Account
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.