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Payment services are provided by Vivid Money S.A., 21 rue Glesener, Luxembourg, L-1631, Luxembourg, an Electronic Money Institution authorized and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg, under the register number W00000015.

Investment services are provided by Vivid Money B.V., an Investment Firm licensed by the Dutch Authority for Financial Markets (AFM). Vivid Money B.V. has its address at Strawinskylaan 4117, 1077 ZX Amsterdam, the Netherlands and a registration with the trade register of the Dutch Chamber of Commerce under number 78219159. The register can be accessed under https://www.afm.nl/en/sector/registers.

Investing always involves risks. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed. The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the amount originally invested. You can find more information about Money Market Funds and the risks of investing in financial instruments here.

*Interest products are provided by Vivid Money BV and the indicated promotional rate is valid for the first two months after opening an Interest product for all plans. The promotional rate applies to funds up to €300,000 for general businesses and up to €100,000 for freelancers and personal accounts. Funds exceeding the respective threshold will accrue regular interest according to the rate of the chosen plan. After the promotional period, the regular interest rate as per the chosen plan will apply on funds of any amount. The rates are fixed but may be subject to change based on market conditions or Vivid’s discretionary decisions. Any changes will be communicated in advance. Transfers from the Interest Account are instant, but in certain cases may take up to three days.
The specified regular interest rates for Freelancers’ Prime, Pro and Pro+ plans applies to funds up to €30,000. Funds exceeding €30,000 will receive the deposit facility rate set by the European Central Bank, minus 0.15%.
The specified variable rate for Interest Strategies is valid for 15/04/2025 and is before fees.

If you had a bank account with Solaris SE, where Vivid Money GmbH acted as an outsourcing provider of Solaris SE for the provision of bank account services and debit card services, you can find the applicable legal documents here.

Please click here if you would like to find out more about which Vivid entity you receive services from.