The financial platform for freelancers

Fast registration, German IBANs, free unlimited SEPA transfers, 5% interest rate, and all the financial tools you need to thrive.

Open a freelancer account
Premium business account in 10 minutes
  • 1Free, fully functional plan
  • 2Free unlimited instant SEPA transfers
  • 35% p.a. interest rate on positive balance
  • 4Up to 10% cashback for every purchase
  • 5Free physical and virtual cards

Seamless experience

Get an account with just a few clicks

Full online registration—no in-person step. Friendly onboarding: everyone's situation is unique and we consider each case individually.

Freelance and personal accounts

You can have both personal and freelance accounts simultaneously and seamlessly switch between them.

Fast human support

Quick support through chat or email. 24/7 availability.

Interest account

Earn 5% p.a. interest annually

Keep your funds in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 4%**.


Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.


We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch.

Get up to 10% cashback for every card purchase

Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.

payment
  • All purchases, up to 1.5%

    All purchases, excl. ATM withdrawals and SEPA transfers.

  • Amazon, up to 10%

    Purchases on Amazon.

  • Facebook advertising, up to 7%

    Purchases of Facebook advertising.

  • Grocery stores, up to 4%

    Purchases in grocery stores.

  • More categories

    Pick your favourite cashback categories every month.

Discover cashback

Free business cards with high spending limits

Free delivery of the first physical card.

High spending limits on each card to match your needs.

Make instant business purchases using Apple Pay or Google Pay on your smartphone.

Issue multiple cards — personalise them with different colours.

Open a freelancer account

Tap on card to change color

Plans for freelancers

MonthlyAnnual save up to 24%
free start
0
Free of charge at all times
basic
7
monthly, excl VAT
2 months free trial
pro
19
monthly, excl VAT
2 months free trial
enterprise
79
monthly, excl VAT
2 months free trial
enterprise+
249
monthly, excl VAT
Free of charge at all timesmonthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
2 months free trial
monthly, excl VAT
Interest account rate*
5%
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
3.5%
Cashback up to
1%
1%
2%
4%
5%
Virtual cards
Free
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
€19.90
Card payments limit for Ads & IT servicesPayments for Google Ads, Facebook Ads, AWS, Google Cloud, Azure, and others
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Card payments limitPer month, excluding Ads, Cloud, and some other payments
€ 100 000
€ 100 000
€ 100 000
€ 100 000
€ 200 000
Included team members
1
3
10
30
50
Included accounts
1
3
10
30
50
Free outgoing SEPA transfersPer month
5
100
250
1000
1000
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
€30
Transfer to Vivid Business customers
Free
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.
€0€3
€0
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
1%
Open a freelancer account
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