Business accounts

Everything about business accounts: features, benefits and how to open the right one for your company.

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Business accounts

Interest on a current account between Dutch bv’s: how it works

Money moves back and forth between a holding and an operating company. When interest is due on it, how to set an arm’s-length rate and what to put on paper.

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Business accounts

Is a business account mandatory for a Dutch eenmanszaak?

Not by law. Many zzp’ers still choose a separate account: many banks do not allow business use of a private account, and it makes the bookkeeping easier to follow.

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Business accounts

Opening a business account for a Dutch bv: how it works

A bv needs its own account in practice. Which documents the bank asks for, why the notary sets the timing and what applies to a bv in formation and a holding.

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Business accounts

Business account for a Dutch vof: what you need

A business account is not mandatory for a vof, but it is advisable. What the bank asks for, whose name the account is in and how partners agree who may pay.

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Business accounts

Business credit card or debit card: what is the difference?

With a credit card you pay afterwards, with a debit card the amount leaves the account straight away. What that means for limits, BKR and deposits, and which card suits which business.

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Business accounts

What is SEPA? How a SEPA transfer works

SEPA makes a euro transfer to a client in Lisbon as easy as one to a client in Utrecht. What SEPA is, which countries take part and how fast the money arrives.

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Business accounts

SEPA mandate: how a direct debit mandate works

Behind every direct debit there is a mandate: the permission to debit money from the account. What it contains, which kinds there are and how to withdraw a mandate.

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Business accounts

SEPA direct debit: how an automatic collection works

With a SEPA direct debit the payee collects the money itself, with the payer’s permission. How it runs, which time limits apply and what to do when a debit is wrong or fails.

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Business accounts

Hiring a debt collection agency as a freelancer: how it works

A customer who does not pay costs you money and time. What you do yourself first, when a debt collection agency comes in, who pays the collection costs and what to look for when choosing one.

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