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DAI is the first decentralized, collateral-backed stablecoin whose issuance and development is managed by the MakerDAO. The price of DAI is soft-pegged to the U.S. dollar and is collateralized by a mix of other cryptocurrencies that are deposited into smart-contract vaults every time new DAI is minted. DAI is the product of an open-source software called the Maker Protocol, a decentralized application running on top of the Ethereum blockchain.
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