Company card

With Vivid Business, virtual cards and the first physical card for every team member are free. The number of team members is unlimited. From the second physical recycled-plastic card onwards, there's a €9.90 standard delivery fee or €24.90 for express delivery. Metal cards have a €19.90 issuance fee, with the same delivery options on top.

You can issue as many cards as you like, each with its own IBAN. Visa debit cards can be issued for the company or for specific team members, both from the desktop portal and from the smartphone app. Just keep in mind that the first physical card per team member is delivered free — after that, the fees above apply.

All cards are Visa debit cards. You can choose between a virtual card and a physical one, made from recycled plastic or sleek metal. The recycled-plastic cards can be customised with your own design. Every card type is ready for online payments as soon as you top up the account. Cards can be issued either to the company or to individual team members.

Vivid Business cards offer one of the highest spending limits on the market: up to €200,000. To keep tighter control over expenses, you can set lower individual limits per IBAN at any time.

Yes. With a few clicks, you can set and update spending limits for each Vivid Business card. Choose between daily, weekly or monthly limits, or even define specific limits per category or merchant.

A company card makes a lot of sense when you want to keep personal and business expenses apart. With Vivid Business, you can issue as many cards as you like, each with its own IBAN and limit. That way you can hand out fuel cards for company vehicles, expense cards for travel and any other type of business cost. All transactions are documented and categorised automatically for your tax preparation — a real time-saver for smaller finance teams. Vivid's Visa cards are debit cards based on available balance: you only spend the money on the business account, with no credit line and no debt risk.

Yes. Payments made with your Visa Business card can usually be claimed as a business expense. That includes things like advertising, travel, materials or software subscriptions. Every card payment is recorded in the business account automatically, and you can prepare them for your taxes via integrations like DATEV. We recommend talking to a tax advisor about what exactly is deductible in your case.

Vivid Business cards are made for business use. To keep spending in check, you can set a specific limit per card by day, month, category or merchant. Personal use is technically possible — but if you want to keep your bookkeeping clean and your personal and business expenses separate, it's better not to.