About Vivid

  • Manage all your finances in one place!

    Vivid offers you a unique mobile banking app at your fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for your travels, spendings reports, split bills — with Vivid, managing all your finances and investing your money is easy, flexible and 100% transparent.

Let your money grow!

Every time you purchase in a store, shop online, or withdraw cash, you use your card, but no one is paying you for that. Instead, you are paying account commissions, card fees, and tons of other charges. Even when you keep your money with the bank instead of spending it, you have zero and sometimes even negative interest rates. And this means: You’re losing money.

At Vivid, we want to turn this around. We are giving customers full control over their money and let them earn from their spendings and holdings.

  • Turn your everyday spendings into stock rewards

    Vivid is here to let you take care and control of your finances. We have built a financial platform that helps customers grow their money. With Vivid, you can spend, safe, and invest your money the way you like, all in one app.

How it all started

The idea for Vivid Money was born in 2019. We saw zero or sometimes even negative interest rates on deposits and how customers were struggling with fruitless efforts to grow their savings. Many people believe that saving and building wealth is only available to a selected few, but we wanted to change this.

We founded Vivid, wanting to bring a colourful and entirely different experience into modern banking. Banking needs to put the customer first — and in control. With our knowledge and experience, we strive to help our customers earn, grow, and increase their capital. Online banking needs to be very easy, and on the other hand, very safe. Vivid is a financial platform that lets customers live their economic life to the fullest and stands out.

During the first year, Vivid grew to more than 130 employees, with more than 20 different nationalities across three different locations.

On the 8th of June 2020, Vivid was launched in Germany as its first market, with more European countries to follow.

Artem Yamanov


Alexander Emeshev


The two founders Artem and Alex bring a mix of ambitious vision and rigorous execution along with over 30+ years of experience in financial services and tech. They have successfully disrupted the retail investment market, launched a variety of digital banking products and now put all their expertise and ambition into the project they believe will lead everyone’s financial life into the future: Vivid Money.

Leadership Team


Christian Krabus

Director for Customer Support

Christian has been in Customer Care for over 20 years now, starting with IBM back in 1998. Working with leading organisations such as Apple, Nike, Microsoft or Netflix enabled him to develop not only specific Customer Service industry experience but also a valuable and transferable skill set in this sector. At Vivid Money, Christian is leading the team that always puts the customer first.


Danny De Gier

Head of Compliance & DPO

Danny has been working for more than 15 years in the Compliance Industry. Prior he has been working for predominantly large financial institutions like ABN-Amro, RBS, HSBC, and Deutsche Bank, to name a few. But for the last three years, he was supporting Fintech start-ups where he built up the Compliance functions from scratch. At Vivid, Danny has the opportunity to build the most trusted and innovative financial institution in Europe.


Anna Tichonova

Human Resources Director

Anna has been working in Human Resources in the financial industry for the last eight years. Before joining Vivid Money, she first worked for an international HQ in Vienna and later a payment provider, where she was responsible for the HR function that supported 250 employees across five offices on three different continents. Anna joined Vivid knowing that everything is possible with the right team.


Thomas Manig

Head of Finance

Thomas has been working for more than 15 years in the Finance Industry starting with Deutsche Bank. Prior to joining Vivid Money Thomas has worked in the Private Equity Industry helping Investors to optimize and automate their finance, taxation and reporting processes. At Vivid, Thomas is making administrational processes running smoothly and under control.


Dr. Joerg Geiben, LL.M.

General Counsel

Joerg has been working for many years in international law firms in New York, London and Frankfurt. Prior to Vivid, he was Managing Director at German banks in the investment banking and asset management fields for more than 12 years. At Vivid, Joerg heads the legal department, serving the company and the customers.

Our partners

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