Plans built for every business

Monthly
Annual
Save up to 20%

  • Standard

    €0/month

    Free of charge at all times
    Get started
    • Accounts & Interest
    • Accounts included
      12
    • Initial interest rate p.a.*
      4%
    • Interest rate p.a. after 2 months*
      0,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      200 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      25
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • 24/7 human support
      Yes

  • Prime

    €7,9/month
    excl VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Accounts included
      15
    • Initial interest rate p.a.*
      4%
    • Interest rate p.a. after 2 months*
      2,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      10%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      1.000 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • 24/7 human support
      Yes

Compare all features

MonthlyAnnual (save up to 20%)
standard
0€
Free of charge at all times
prime
7.9€
monthly, excl VAT
2 months free trial
Free of charge at all timesmonthly, excl VAT
2 months free trial
Interest rate*The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account for the balance up to €100,000.
4%0.5%
4%2.5%
Cashback up to
5%
10%
Outgoing SEPA transfers
Free
Free
Direct Debit switchSeamless switch of direct debits from another bank account to your Vivid account
Free
Free
Fee for adding a Team Memberabove one Assistant, no further Team Members are possible
€ 3
Free
Included accounts
12
15
Virtual cards
Free
Free
Physical cards
Free
Free
Card payment limitPer month
€ 50 000
€ 50 000
Free physical card deliveryFor the first card
Yes
Yes
Invoicing and bookkeeping
Free
Free
E-Invoicing
Free
Free
Bookkeeping documents included
25
Unlimited
24/7 human supportWithin minutes via chat and email
Yes
Yes
Transfers to Vivid Business customers
Free
Free
Transfers between own accounts
Free
Free
Fee for currency exchange between own accounts
€0
€0
Monthly fee per extra account above the free limit
€ 3
€ 2
Fee for any physical card delivery above your free limit
€ 9.90
€ 9.90
Fee for fast physical card delivery
€ 24.90
€ 24.90
Fee for bulk transfersPer each bulk transfer
€ 0€ 3
€ 0
Fee for ATM withdrawalsPer month. If the withdrawal amount is less than €50 or the monthly free limit has been reached, a fee of 3% of the withdrawal amount (but not less than €1) is applied.
Free up to €200
Free up to €1000
Fee for card payments in EUR
€0
€0
Fee for card payments or withdrawal in non-EUR currencyMark-up over the exchange rate for execution of non-EUR card transactions
1%
1%
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until March 31st
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
Show full comparison table
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