Save up to €140 per month with Vivid Prime. Get 1 month for free!
All newcomers get Vivid Prime for 1 month for free. Save up to €140 a month in fees and earn cashback with Vivid Prime. Choose which plan is right for you after your free 1-month trial. Whether you choose Vivid Prime or Vivid Standard, your card remains.
Vivid Standard
€0/month for active customers¹, otherwise €3.90 account management fee is applied.
Vivid Plus
€6.90 / month
Vivid Prime
1 month for free, €9.90/month after. We won’t charge you without your consent
Accounts & Payments
Instant SEPA transfers
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Access to shared Pockets
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Maximum amount of users in the Shared Pocket
Up to 5
Up to 5
Up to 5
Fee-free payments globally
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Fee-free money transfers
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Fee-free direct debits—coming soon
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Budgeting and spending forecast
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Cards
First free physical card
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Access to Metal card
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Free first virtual card for safe online shopping
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Up to 3 each type
Up to 3
Up to 3
Up to 3
Free and secure contactless payments
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Extra-secure card details
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Physical card issue
€19.90
€19.90
€19.90
Virtual card issue
€1
€1
1 card - free.€1 for each additional card
Monthly maintenance fee for physical and/or virtual card
1 card - free€0.99 for each additional card
€0
€0
Interest rate: uninvested cash with fixed interest*
Interest rateThis is an investment product, capital is at risk. The interest rates will change starting January 2, 2025. Learn more
5% 2.0%The promo applies for the first 2 months after opening the Interest Rate Pocket.
5% 3.0%The promo applies for the first 2 months after opening the Interest Rate Pocket.
5% 4.0%The promo applies for the first 2 months after opening the Interest Rate Pocket.
Minimum transaction amount
€0.01
€0.01
€0.01
Interest rate: Money market funds*
Minimum transaction amount
€2
€2
€2
Service feeYearly fee which is deducted daily from your total balance in Money Market Funds
1%
0,70%
0.30%
FX mark-up
0.25%
0.25%
0.25%
Trading fee
Free
Free
Free
CashbackTo be eligible to receive cashback the following month, customers need to have at least €1,000 account balance or €100 in holding assets on the last day of the previous month.
Cashback per month
Up to €20
Up to €50
Up to €100
Cashback on popular personalised brands
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Cashback categories
Up to 3
Up to 3
Up to 4
Crypto
Trading fee
2.00% (default)
1.75% (turnover from €5k)
1.50% (turnover from €200k)
1.25% (turnover from €400k)
Minimum fee per trade: 1€ (not applicable for Crypto Swaps)
1% (default)
0.75% (turnover from €5k)
0.50% (turnover from €200k)
0.25% (turnover from €400k)
0.75% (default)
0.50% (turnover from €5k)
0.25% (turnover from €200k)
Free (turnover from €400k)
Investments in Stocks & ETFs*
Trading fee
€1 per trade
€1 per trade
€1 per trade
FX mark-up for the 1st month after opening an Invest Pocket
0.5%
0.5%
0.25%
FX mark-up starting from the 2nd month, based on the previous month turnover. Turnover is the value of all your buying and selling trades in EUR.
1.00% (default)
0.50% (turnover from €100)
0.25% (turnover from €500)
0.70% (default)
0.25% (turnover from €100)
0.20% (turnover from €1000)
0.50% (default)
0.25% (turnover from €100)
0.20% (turnover from €1000)
Real-time market data
Free
Free
Free
Custody fee
Free
Free
Free
Deposits and withdrawals via instant transfers from your current account
Free
Free
Free
Instant withdrawal towards your Vivid current account
Free
Free
Free
Live help
Сustomer support live chat
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Paid subscription starts after your confirmation. If you decided to not proceed with Vivid Prime, the plan will be downgraded to Vivid Standard, but the metal card will be working as usual.