Plans built for every business

Monthly
Annual
Save up to 24%

  • Standard

    0 € / month

    Free of charge at all times
    Get started
    • Accounts & Interest
    • Accounts included
      12
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 1 months*
      3%
    • Fixed interest rate p.a. after 2 months*
      0,5%
    • Variable rate (Interest Strategies), up to*
      5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,1%
    • Cashback on selected categories and brands, up to
      2%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      200 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      25
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Business travel cashback up to
      30%
    • Crypto Earn rewards up to
      7% APY
    • Maximum loan amount & repayment term
      250.000 €,
      12 months
    • 24/7 human support
      Yes

  • Prime

    7,9 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Accounts included
      15
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 1 months*
      3%
    • Fixed interest rate p.a. after 2 months*
      2,5%
    • Variable rate (Interest Strategies), up to*
      5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,5%
    • Cashback on selected categories and brands, up to
      4%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      1.000 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Business travel cashback up to
      30%
    • Crypto Earn rewards up to
      7% APY
    • Maximum loan amount & repayment term
      250.000 €,
      12 months
    • 24/7 human support
      Yes

  • Pro

    19 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Accounts included
      20
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 1 months*
      3%
    • Fixed interest rate p.a. after 2 months*
      2,6%
    • Variable rate (Interest Strategies), up to*
      5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Guaranteed unlimited cashback
      0,75%
    • Cashback on selected categories and brands, up to
      6%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      1.000 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Business travel cashback up to
      30%
    • Crypto Earn rewards up to
      7% APY
    • Maximum loan amount & repayment term
      250.000 €,
      12 months
    • 24/7 human support
      Yes

  • Pro+

    41 € / month
    excl. VAT
    2 months free trial
    Get started
    • Accounts & Interest
    • Accounts included
      30
    • Initial fixed interest rate p.a.*
      4%
    • Fixed interest rate p.a. after 1 months*
      3%
    • Fixed interest rate p.a. after 2 months*
      2,7%
    • Variable rate (Interest Strategies), up to*
      5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Guaranteed unlimited cashback
      1%
    • Cashback on selected categories and brands, up to
      8%
    • Virtual and physical cards
      Free
    • Card spending limit
      50.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Fee for card top-up


      1.000 € free,
      then from 1%,
      min 0,49 €
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Business travel cashback up to
      30%
    • Crypto Earn rewards up to
      7% APY
    • Maximum loan amount & repayment term
      250.000 €,
      12 months
    • 24/7 human support
      Yes

Compare all features

MonthlyAnnual (save up to 24%)
standard
0€
Free of charge at all times
prime
7.9€
monthly, excl VAT
2 months free trial
pro
19€
monthly, excl VAT
2 months free trial
pro+
41€
monthly, excl VAT
2 months free trial
Free of charge at all timesmonthly, excl VAT
2 months free trialmonthly, excl VAT
2 months free trialmonthly, excl VAT
2 months free trial
Fixed interest rate*The promotional rate of 4% will be applied to all plans for the first month after opening the Interest Account, and 3% for the second month. Promotional rates apply only to the balance up to €100,000.
4%0,5%
4%2,5%
4%2,6%
4%2,7%
Variable rate (Interest Strategies), up to*
5%
5%
5%
5%
Guaranteed unlimited cashback
0,1%
0,5%
0,75%
1%
Cashback on selected categories and brands, up to
2%
4%
6%
8%
Outgoing SEPA transfers
Free
Free
Free
Free
Direct Debit switchSeamless switch of direct debits from another bank account to your Vivid account
Free
Free
Free
Free
Fee for adding a Team Memberabove one Assistant, no further Team Members are possible
3 €
2 €
1 €
1 €
Included accounts
12
15
20
30
Virtual cards
Free
Free
Free
Free
Physical cards
Free
Free
Free
Free
Card payment limitPer month
50.000 €
50.000 €
50.000 €
50.000 €
Free physical card deliveryFor the first card
Yes
Yes
Yes
Yes
Invoicing and bookkeeping
Free
Free
Free
Free
Bookkeeping documents included
25
Unlimited
Unlimited
Unlimited
Integrations (sevDesk, Lexware Office, DATEV, ...)
Free
Free
Free
Free
Export to DATEV Belegbilderservice
Yes
Yes
Yes
Yes
Cashback on accommodations up to
30%
30%
30%
30%
Travel booking tool
Free
Free
Free
Free
Rewards on selected crypto assets up toFinal APY after fees
7% APY
7% APY
7% APY
7% APY
Staking Rewards processing feeApplied to weekly rewards
20%
20%
20%
20%
Staking Rewards infrastructure costsApplied to weekly rewards, dependent on provider and coin
15–30%
15–30%
15–30%
15–30%
Trading fee, per trade
0,25%
0,25%
0,25%
0,25%
Loan up to
250.000 €
250.000 €
250.000 €
250.000 €
Repayment term up to
12 months
12 months
12 months
12 months
One-time fee based on term and loan amount, starting from
1%
1%
1%
1%
24/7 human supportWithin minutes via chat and email
Yes
Yes
Yes
Yes
Transfers to Vivid Business customers
Free
Free
Free
Free
Transfers between own accounts
Free
Free
Free
Free
Fee for currency exchange between own accounts
0 €
0 €
0 €
0 €
Monthly fee per extra account above the free limit
3 €
2 €
1 €
1 €
Fee for any physical card delivery above your free limit
9,90 €
9,90 €
9,90 €
9,90 €
Fee for fast physical card delivery
24,90 €
24,90 €
24,90 €
24,90 €
Fee for bulk transfersPer each bulk transfer
0 €3 €
0 €
0 €
0 €
Fee for ATM withdrawalsPer month. If the withdrawal amount is less than €50 or the monthly free limit has been reached, a fee of 3% of the withdrawal amount (but not less than €1) is applied.
Free up to €200
Free up to €1000
Free up to €1500
Free up to €2000
Fee for card payments in EUR
0 €
0 €
0 €
0 €
Fee for card payments or withdrawal in non-EUR currencyMark-up over the exchange rate for execution of non-EUR card transactions
1%
1%
1%
1%
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until July 31st
Free5 €
Free5 €
Free5 €
Free5 €
Fee for outgoing international transfers (SHA)other than SEPA per transfer
5 €
5 €
5 €
5 €
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
30 €
30 €
30 €
30 €
Annual service fee for Interest Strategies*Fee is applied only to the principal amount of the deposit (total deposits — total withdrawals)
1,5%
0,5%
0,4%
0,3%
Show full comparison table
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