Let your money grow
Turn your everyday spendings into stock rewards. Get cashback and save more money on fees. Open a free account in minutes and see your savings grow
Earn up to 20 € a month with the Vivid cashback program. Get up to 10% cashback on all your purchases. Your cashback is automatically stored in your Stock Rewards Pocket and grows when your chosen company stock increases in value. So all you do is watch your money multiply!
Invest in US companies’ stocks and US ETFs with no fees. Easily control your investment portfolio in the app
No matter where you are, withdraw up to 1000 € a month for free
Save your money on fees while travelling
Enjoy spending abroad in over 150 currencies and don’t worry about overpriced exchange rates. Unlike other banks, we don’t charge you additional fees for spending abroad
A brand-new level of security
Get an extra-secure card
Your physical card doesn’t contain your card number, expiry date and CVV and your card details are securely stored in the app. Even if you lose your card, your details are still safe
Protected by biometrics
Our advanced security technologies are here to protect you. Your card and account are protected by fingerprint, face recognition and PIN-code
Lock and unlock your card in one tap
Need to freeze card operations? No problem. It’s just a click away. Ready to unfreeze? You can do it anytime
Get notified in real time
Take control of your account: get real-time notifications on your account activities and instant balance updates
Sort your finances in pockets
Keep multiple accounts for different purposes under one login. Free of charge! Manage your money in separate pockets for different purposes: savings, travel money in other currencies, investments and much more. Create a pocket for any purpose for free!
Instantly link your card to any pocket. Transfer money between pockets and use them in the same way as you use your main account
Track your spending at a glance
Track your income and spending with a built-in organiser. Set limits for certain categories, check your personal spending forecast and get detailed analytics and insights into your spending habits
Send and receive money with ease and no fees
Send and receive money instantly just by phone number or IBAN. Split the bill or schedule payments and direct debits whilst your transactions are free
Have a question or problem? Send us a message through the support chat in the app to get instant help from a real person, in English or in German — no waiting time!