Let your money grow
Earn up to 5.39% with the Interest Rate Pocket. Manage your finances with friends and family, earn cashback on everyday spending, invest instantly and enjoy state-of-the-art digital banking services. Finally, all your financial needs in one app.
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Award-winning mobile banking

Vivid has been rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no. 1 business and financial journal.

Let your money work for you: earn up to 5.39% a year

Keep your EUR and USD funds in your Interest Rate Pocket and earn an interest rate as high as 5.39% a year on your deposits.

Interest rate is a 30-day yield as of 15 November 2023.

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Invest in real shares and ETFs directly from your banking account

Buy shares directly from your Vivid account, a card, Apple Pay or Google Pay. Get your money back instantly when you sell positions.

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Invest in 300+ crypto coins

You only need a Vivid Account and €1 to invest in available crypto assets.

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Earn cashback on what matters to you

Every month select up to 6 cashback categories and earn up to €140 per month with Vivid. Make your cashback smart. Your cashback is automatically stored in your Stock Rewards Pocket and grows when your chosen company stock increases in value. So all you do is watch your money multiply!

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Joerg, 21

Student, Berlin. Spends €1200/m.

All purchases




Digital products


Fast food


Cashback with Prime and stock rewards



Sort your finances with multiple accounts for different purposes

Manage your money easily: savings, travel money in other currencies, investments and much more. Create a pocket for any purpose for free!

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Use each pocket like a separate account

Instantly link your card to any pocket. Transfer money between pockets and use them in the same way as you use your main account.

Share pockets with the people you love

Share any of your pockets with your friends and family. Easily set up access rights for your pocket members. Save and spend together.

A brand-new level of security

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Get an extra-secure card

Your physical card doesn’t contain your card number, expiry date and CVV and your card details are securely stored in the app. Even if you lose your card, your details are still safe.

Protected by biometrics

Control your card in one tap

Get notified in real time

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Mobile banking you can trust

Your investments are safeguarded

Your investments are protected under the Dutch Investor Compensation Scheme up to €20,000. Please read the specific conditions that apply.

€100,000 Guarantee on all your deposits

Your money are protected up to €100,000 on all your deposits by German Deposit Guarantee Scheme.

Banking empowered by Solaris SE

Solaris SE is a fully regulated European bank authorized and supervised by the Federal Financial Supervisory Authority (BaFin).

Investments provided by Vivid Money B.V.

Vivid Money B.V., part of Vivid group, is authorised and regulated by the  Dutch Authority for the Financial Markets as investment firm under article 2:96 of the Financial Supervision Act and allowed to receive and transmit client orders in financial instruments.