Best Business Account 2025
for Company creators
Launch your GmbH or UG in Germany with Vivid. Open your business account online, transfer your share capital, and get up and running within days.
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Best Free Business Account 2025Finanzfluss.de
Highest Interest Rate for Business 2025Für-Gründer.de
Top Mobile Banking 2024Handelsblatt.com
Top German Startups 2024LinkedIn
Best Business Account 2025BILD.de Best in Test- Trustpilot: Excellent!
Start your business in 3 easy steps
Open Vivid Business account within 10 minutes
Complete online registration — no in-person steps. Friendly onboarding tailored to your unique situation.
Transfer your share capital
Get a digital statement in 1 hour. Submit to your notary to finalize your setup.
Activate your business account
Register your company and upload the extract to your Vivid Money account – we handle the rest.
Everything you need – online, paperwork-free
A dedicated account for your share capital
Get a local IBAN in seconds
4% p.a. interest rate on positive balance
Free VISA card for every team member
SWIFT and Instant SEPA transfers
- Open a business account
Superior payment security
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
2-step authentication
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
GDPR compliance
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Interest account
Earn 4% interest annually
Keep your uninvested cash in your Interest Account and earn 4% per year for the first 2 months. When the promo period is over, you earn up to 3%*.
Instant access to your money
Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.
We keep your money safe
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Get up to 10% cashback for every card purchase
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
All purchases, up to 1% All purchases, excl. ATM withdrawals and SEPA transfers.
Facebook advertising, up to 10% Purchases of Facebook advertising.
Amazon, up to 10% Purchases on Amazon.
Google advertising, up to 10% Purchases of Google advertising.
More categories Pick your favourite cashback categories every month.
Integrations with accounting software
Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.
Lexware Office(ex-lexoffice)
German software with vast features for accounting, invoicing and payroll
DATEV
German software with vast features for accounting, invoicing and payroll
sevDesk
Online software with vast features for accounting and invoicing, available in several languages
Commitly
German online-software for cashflow planning
Puls Project
German online-software for cashflow planning and management of several bank accounts
GetMyInvoices
German online-software that automatically collects invoices from online portals, inboxes and scans
MoneyMoney
German software designed specifically for macOS to manage and analise several bank accounts
Finanzguru
German application that supports in tracking and analising finances
FastBill
German online-software for accounting, invoicing and financial analysis
easybill
German online-software for invoicing and stock management
BuchhaltungsButler
German online-software for accounting, invoicing and financial analysis
Plans for companies
- Get started
Free start
€0/month
Free of charge at all times- Accounts
- Included accounts12
- Included team members1
- Interest account rate*4%
- Interest rate after 2 months promo period0,5%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to5%
- Virtual and plastic cardsFree
- Card payment limits for Ads & IT servicesUnlimited
- Payment limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfers5 free per month,
then 0,2 € - Fee for outgoing SWIFT transfersFrom 5 €
- Free bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents included25
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
- Get started
Basic
€7/monthexcl VAT
2 months free trial- Accounts
- Included accounts15
- Included team members15
- Interest account rate*4%
- Interest rate after 2 months promo period1,5%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to5%
- Virtual and plastic cardsFree
- Card payment limits for Ads & IT servicesUnlimited
- Payment limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Free bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents includedUnlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
- Get started
Pro
€19/monthexcl VAT
2 months free trial- Accounts
- Included accounts20
- Included team members30
- Interest account rate*4%
- Interest rate after 2 months promo period2,5%
- Currency exchange between own accountsFree
- Cards & Cashback
- Cashback up to7%
- Virtual and plastic cardsFree
- Card payment limits for Ads & IT servicesUnlimited
- Payment limit in other categories100.000 €
- Transfers
- Outgoing SEPA Instant transfersFree
- Fee for outgoing SWIFT transfersFrom 5 €
- Free bulk transfersUnlimited
- Features
- InvoicingFree
- Bookkeeping documents includedUnlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)Free
- 24/7 human supportYes
AWARD-WINNING MOBILE BANKING 2024
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.