Vivid's Blog

Business accounts & finance tips for companies and freelancers
DAC7 explained: the reporting duty of platforms, thresholds and deadlines at a glance
Tax & regulation

DAC7 explained: reporting duty, thresholds and deadlines

DAC7 obliges platforms to report sales to the tax office. From when a report is made, which data is sent and what follows from it in tax terms.

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GmbH meaning: what is a GmbH?
Company formation

GmbH meaning: what is a GmbH? Simply explained

What does GmbH mean and what does the abbreviation stand for? Here you learn what a GmbH is, how it works, who is liable and which requirements apply.

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Which tax class am I in? The six German tax classes explained
Tax & regulation

Which tax class am I in? German tax classes explained (2026)

Which tax class am I in? Find out which German Steuerklasse applies to you, where to look up your wage tax class and when changing it is worth it.

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GmbH liability: company assets and the private assets of shareholders and managing directors
Company formation

GmbH liability: who is liable in a German GmbH?

Who is liable in a GmbH? When shareholders and managing directors answer personally, and what role company assets and private assets play.

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Small business taxes in Germany 2026: income tax, VAT and allowances at a glance
Tax & regulation

Small business taxes in Germany: which taxes apply to a Kleingewerbe?

Which taxes does a Kleingewerbe pay? Income tax, VAT, trade tax, allowances and turnover limits for 2026, explained simply.

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Holvi business account: costs, features and limits at a glance
Business accounts

Holvi business account: costs, features and limits

The Holvi business account at a glance: four plans from Flex to Business, the per-transfer price on the €0 plan, bookkeeping and yield inside the account, and the points where it ends.

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bunq business account: costs, features and limits at a glance
Business accounts

bunq business account: costs, features and limits

The bunq business account at a glance: four plans from €0 to €23.99 a month, up to 25 accounts with their own IBAN, a German IBAN and the point where the free allowances end.

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ING business account: costs, features and limits at a glance
Business accounts

ING business account: costs, features and limits

The ING business account at a glance: six months without a monthly price, then the best price from three tariffs, up to five sub-accounts each with its own IBAN, and the points where the account ends.

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Qonto business account: costs, features and limits at a glance
Business accounts

Qonto Business Account: Costs, Features and Limits

The Qonto business account at a glance: seven plans in two ladders, transfers on a monthly allowance, cashback only with a paid card, and the points where the account runs into its limits.

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