Effortless invoicing built into your account

Send comprehensive invoices, track what’s owed and set yourself up for quick payment collection — all in one place.

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Features designed for your success

Upgrade your invoicing process while simplifying every step.

Create & issue invoices

Create & issue invoices

Generating invoices that comply with modern standards is easy with our AI-powered tool. Save time on tedious typing and dispatching to focus on what really matters!

Track payments & send reminders

Track payments & send reminders

You can easily track invoice and payment statuses. Noticed a client falling behind on a payment? Send them a friendly reminder in just a few clicks!

Rest assured with fully compliant e-invoicing

Rest assured with fully compliant e-invoicing

Creating invoices in XRechnung format complies with the recently enforced Wachstumschancengesetz. Set your business up for future success and seamless payments!

Offer several payment methods
Coming soon

Offer several payment methods

Whether your clients prefer bank transfers, card payments, Apple Pay, or Google Pay — we'll have them all!

All-in-one financial management

Forget about costly subscriptions. Get all the banking and accounting features your business needs in one place — no extra cost, no hassle.

Plans built for every business

Monthly
Annual
Save up to 24%
  • Free start

    €0/month

    Free of charge at all times
    Get started

    • Accounts
    • Included accounts
      12
    • Included team members
      1
    • Interest account rate*
      4%
    • Interest rate after 2 months promo period
      0,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      5 free per month,
      then 0,2 €
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Integrations (Lexware Office, DATEV, sevDesk and many others)
      Free
    • 24/7 human support
      Yes
    • Dedicated success management team
      No
  • Basic

    €7/month
    excl VAT
    2 months free trial
    Get started

    • Accounts
    • Included accounts
      15
    • Included team members
      15
    • Interest account rate*
      4%
    • Interest rate after 2 months promo period
      1,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Integrations (Lexware Office, DATEV, sevDesk and many others)
      Free
    • 24/7 human support
      Yes
    • Dedicated success management team
      No
  • Pro

    €19/month
    excl VAT
    2 months free trial
    Get started

    • Accounts
    • Included accounts
      20
    • Included team members
      30
    • Interest account rate*
      4%
    • Interest rate after 2 months promo period
      2,5%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      7%
    • Virtual and plastic cards
      Free
    • Card payment limits for Ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Free bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Integrations (Lexware Office, DATEV, sevDesk and many others)
      Free
    • 24/7 human support
      Yes
    • Dedicated success management team
      Yes

Got more questions about invoicing?

  • Who is this invoicing feature for?

    It’s designed for small businesses, freelancers, and founders who want to simplify their financial management without studying complex software or paying several subscriptions for invoicing functions.
  • Open a business account in a few minutes, and you’ll be able to upload, create and issue invoices, track their status and send reminders.
  • All our Vivid Business plans already include the invoicing feature at no extra cost. You can create, send, and track invoices without any hidden fees or limits. We believe in keeping things simple and accessible for businesses of all sizes.
  • Yes, the feature can create and process e-invoices. Once you enter the necessary data, the tool automatically generates an e-invoice in the required format, ready to be sent to your customers. This streamlines your invoicing process and ensures compliance with e-invoice regulations.
  • E-invoicing makes the invoicing process compliant, faster, more secure and more sustainable – relevant advantages for companies of all sizes.


    1. Appearance & compliance
      • clear and appealing formatting of PDFs guarantees a professional appearance
      • availability of invoices in XML-formats ensures compliance with European invoicing standards
    2. Increase of efficiency and decrease of errors
      • elimination of time-consuming manual errors
      • automatic further processing and direct input into accounting software
      • seamless tracking through electronic storage
    3. Economical and ecological benefits
      • savings in material and shipping costs (paper, printing, and postage are no longer required)
      • savings on fees for tax advisors (faster digital access)
  • You have two options to send your invoices to customers:


    1. Email
      Simply email the invoice directly from the tool to your client.
    2. Payment link
      Send clients a payment link, allowing them to settle the payment securely online. The link takes them directly to the payment page with options for debit / credit cards and digital wallets.
  • Vivid Money applies banking-grade security protocols to safeguard your data and comply with the Payment Card Industry Data Security Standards to protect your payment information. With 3D Secure and two-step authentication we ensure no payment is made without your authorisation. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.