One-time fee based on term and loan amount, starting from
1%
1%
1%
Support
24/7 human supportWithin minutes via chat and email
Yes
Yes
Yes
Dedicated teamYour own success management team, available 24/7 - via chat, email, phone and WhatsApp
No
No
Yes
Accounts & Team members
Included team members
1
15
30
Included accounts
12
15
20
Monthly fee per extra account above your free limit
3 €
2 €
1 €
Monthly fee per extra team member above your free limit
3 €
2 €
1 €
Monthly fee per inactive virtual cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
1 €
0 €
0 €
Monthly fee per inactive physical cardYou will be charged a monthly fee per each inactive card. An inactive card is one with no successful transactions in the previous billing period.
2 €
1 €
0 €
SEPA Transfers and Direct Debits
Outgoing SEPA Instant transfersPer month
5 free, then €0,2 per transfer
Free
Free
Direct Debit switchSeamless switch of direct debits from another bank account to your Vivid account
Free
Free
Free
SWIFT transfers
Fee for incoming international transfersother than SEPA
per transfer
* This offer is valid until July 31st
Free5 €
Free5 €
Free5 €
Fee for outgoing international transfers (SHA)other than SEPA
per transfer
5 €
5 €
5 €
Fee for outgoing international transfers (OUR)other than SEPA
per transfer
incl. external bank handling fees
30 €
30 €
30 €
Other transfers
Transfers to Vivid Business customers
Free
Free
Free
Transfers between own accounts
Free
Free
Free
Fee for currency exchange between own accounts
0 €
0 €
0 €
Fee for bulk transfersPer bulk transfer.
* This offer is valid until July 31st
0 €3 €
0 €
0 €
Card payments and withdrawals
Fee for ATM withdrawals
2%
1%
1%
Fee for card payments or withdrawal in non-EUR currencyMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
Fee for card payments in EUR
0 €
0 €
0 €
Other
Fee for Legal Entity Identifier (LEI) issuance€25 fee also applies if you downgrade to Free Start within 12 months since your LEI request.
25 €
0 €
0 €
Annual service fee for Interest Strategies*Fee is applied only to the principal amount of the deposit (total deposits — total withdrawals)